Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

241 N 7th St , Santa Rosa Beach, FL 32459
$995,000
Est. Payment: $5,497.23/mo
3 Bed
3 Bath
1822 Sqft
0.4 Acres
Status: Active | Days on site: 3
Get Pre-Qualified
EDR3 - E3809
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Completed in 2023, this beautifully crafted cottage provides breathtaking views of Hogtown Bayou and an exceptional connection to the surrounding landscape. Water views from both the primary suite and one additional bedroom are complemented by French doors leading directly to expansive screened porches, creating an ideal setting for relaxed outdoor living. Inside, a handsome fireplace anchors the main living space, which flows seamlessly into the chef's kitchen and adjoining wet bar. Floor-to-ceiling cabinetry, paneled walls, and thoughtfully wallpapered spaces add warmth, character, and charm throughout this exceptionally well-appointed home. Every detail has been carefully considered, from the custom finishes to the cohesive design that gives the home its distinctive sense of place. Outside, Bahama rock driveways and pathways meander through a charming garden complete with cedar garden boxes and a rose-entwined fenced backyard. The front and side yards gently lead through the saltwater grasses to the private dock, where fishing, kayaking, paddleboarding, and lazy days on the water await. Located just three blocks from the boat launch at Cessna Landing, the home offers effortless access to the bay for boating and water recreation. The Gulf is also just five miles away, with convenient access to Gulf Place Beach Access, making it easy to enjoy both the tranquility of waterfront living and the beauty of the Gulf Coast. Set in the revitalizing heart of Santa Rosa Beach this home is ideally positioned in an emerging area experiencing renewed interest and growth. Here, custom design and thoughtful craftsmanship meet the natural beauty of waterfront living, offering a unique opportunity to enjoy a peaceful setting while being part of an area on the rise. From its thoughtfully curated interiors to its enchanting gardens and private waterfront access, every element has been intentionally designed to create a truly special retreat.

Highlights

Listed by Craig Baranowski , Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.4

Year Built

2023

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Town Of Santa Rosa

Listing ID

1010806

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Range Hood, Refrigerator W/IceMk, Smoke Detector, Washer, Wine Refrigerator
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Fireplace, Kitchen Island, Pantry, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Aerials/Topo Availbl,Flood Insurance Req,Interior,Within 1/2 Mile to Water,Bayou
Lot Dimensions:129x125x125x140
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Balcony, Dock, Shower, Sprinkler System, Porch Open, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$5,497
Taxes
$363

Home Price

$995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,497.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,497.23 $362.89 $0.00 $5,860.13
Yearly $65,966.78 $4,354.73 $0.00 $70,321.51
Total $1,979,003.41 $130,641.90 $0.00 $2,109,645.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services