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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 Indian Woman Rd , Santa Rosa Beach, FL 32459
$425,000
Est. Payment: $2,348.06/mo
3 Bed
2 Bath
1540 Sqft
0.14 Acres
Status: Active | Days on site: 150
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E1PE - E21612
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

You won't find upgrades like these in new construction at this price point and a 1 Year Warranty included with purchase! Bright, airy, and thoughtfully designed, this newer construction coastal-inspired 3BR/2BA home in Santa Rosa Beach offers an inviting open layout with $70K in upgrades and custom finishes. Shiplap accents, nine-foot ceilings, and luxury vinyl plank flooring create a light and relaxed feel, while the custom floor-to-ceiling built-in bookcase with electric fireplace adds warmth and character to the living space. The kitchen features quartz countertops, marble backsplash, oversized island, vent hood, and custom cabinetry extended to the ceiling. Additional highlights include a one-car garage, new exterior paint (2024), and no HOA or rental restrictions, offering added flexibility for full-time living, a second home, or investment potential. Conveniently located near Cessna Landing and just 10 minutes from 30A and Ed Walline Beach Access.
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Highlights

Listed by Wendy L Wiggins , 850-225-5102 1 Percent Lists Florida Coast , 850-376-3865. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.14

Year Built

2019

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Town Of Santa Rosa

Listing ID

1002633

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Built-In Bookcases, Fireplace, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Flood Insurance Req
Lot Dimensions:50x125
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Deck Open
Sewer:Public Sewer
Principal Interest
$2,348
Taxes
$117

Home Price

$425,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,348.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,348.06 $116.53 $0.00 $2,464.59
Yearly $28,176.77 $1,398.33 $0.00 $29,575.10
Total $845,302.96 $41,949.90 $0.00 $887,252.86

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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