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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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19 N 3rd St , Santa Rosa Beach, FL 32459
$335,000
Est. Payment: $1,850.83/mo
3 Bed
2 Bath
1504 Sqft
0.14 Acres
Status: Active | Days on site: 16
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ERJR - E25339
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

SANTA ROSA BEACH UNDER $350K! If you've been waiting for an affordable opportunity to own in Santa Rosa Beach, this one deserves a look! This charming 3-bedroom, 2-bath cottage features a fenced backyard, welcoming front porch, vaulted ceilings, tons of natural light, a separate dining room, spacious primary suite with two closets, and NO HOA! Even better, the home currently has a VA mortgage with an incredible 2.75% interest rate that may be assumable for a qualified buyer, subject to lender/VA approval. The location is hard to beat--just 3.9 miles to Ed Walline Public Beach Access (30A) and local favorite Shunk Gulley, and only 1.7 miles to Hogtown Bayou Park and boat ramp. Beach days, boating, fishing, dining, and the South Walton lifestyle are all within easy reach. All of this for UNDER $350,000! Whether you're looking for a primary residence, second home, or a property you can make your own, this is an opportunity worth seeing
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Highlights

Listed by Jilenna D Parmeley , 850-259-5144 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.14

Year Built

2006

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Town Of Santa Rosa

Listing ID

1011576

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Vaulted, Shelving

Exterior Features

Lot Dimensions:50x125
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open, Porch
Sewer:Public Sewer
Principal Interest
$1,851
Taxes
$123

Home Price

$335,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,850.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,850.83 $122.90 $0.00 $1,973.73
Yearly $22,209.92 $1,474.82 $0.00 $23,684.74
Total $666,297.63 $44,244.60 $0.00 $710,542.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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