Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
View All (36)
property photo 1
property photo 2
property photo 3
187 N 7th St , Santa Rosa Beach, FL 32459
$479,000
Est. Payment: $2,646.41/mo
3 Bed
3 Bath
1925 Sqft
0.14 Acres
Status: Active | Days on site: 78
Get Pre-Qualified
ERUL - E0496
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

NO HOA! Beautiful, nearly 2,000 square feet two story home with a FIRST-FLOOR PRIMARY SUITE and spacious 14' x 11' LOFT/OFFICE ideal for working from home. Major updates include a NEW roof, NEW A/C and NEW water heater (all 2024). Inside, high ceilings, crown molding, transom windows, recessed lighting and gorgeous hardwood floors create a bright, welcoming feel. The kitchen features custom cabinetry and bronze fixtures with cottage flair. The spacious first-floor master bedroom opens to the wraparound deck overlooking the newly landscaped, fenced backyard. Upstairs are two additional bedrooms and the large loft/office. Abundant storage with walk-in attic. Hardie board exterior, screened front porch with wood ceiling, wraparound deck, shed, and much of interior and exterior trim recently painted. Great biking and walking opportunities nearby. This distinctive two-story Florida cottage is just minutes to Gulf beaches, dining and shopping on 30A, and within walking distance of Cessna Landing Park and its boat ramp to Choctawhatchee Bay.
Show more

Highlights

Listed by Wendy Rulnick Hinzman , 850-259-0422 Rulnick Realty Inc , 850-650-7883. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.14

Year Built

2007

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Town Of Santa Rosa

Listing ID

1007496

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Laminate,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Ceiling Raised, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Dead End,Flood Insurance Req,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:50 x 125
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Yard Building, Deck Open, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,646
Taxes
$172

Home Price

$479,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,646.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,646.41 $172.24 $0.00 $2,818.65
Yearly $31,756.87 $2,066.90 $0.00 $33,823.77
Total $952,706.16 $62,007.00 $0.00 $1,014,713.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services