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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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12 1 & 2 Lots 1 & 2 Churchill Bayou Rd , Santa Rosa Beach, FL 32459
$135,000
Est. Payment: $684.62/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Build your dream home on this spacious .21-acre homesite ideally positioned near both the bay and the beaches of South Walton. Located north of Highway 98 at the corner of Churchill Bayou Road, County Highway 393, and Chat Holley Road, this mostly cleared lot offers an exceptional opportunity to create a custom residence without the restrictions of an HOA. Hogtown Bayou borders the eastern side of the property (Very Shallow), providing a peaceful natural backdrop and added privacy. Enjoy the convenience of being just minutes from the water, with Cessna Landing's public boat launch nearby for easy access to Choctawhatchee Bay. The sugar-white sands and emerald waters of the Gulf are also within easy reach, as the property is approximately 3 miles from the west end of Scenic Highway 30A, Gulf Place, and the popular Ed Walline Beach Access. Whether you're seeking a primary residence, second home, or investment opportunity, this homesite offers the perfect blend of coastal convenience, natural beauty, and an unbeatable South Walton location.

Highlights

Listed by Lyndon T Jackson , 850-419-5072 The Naumann Group Real Estate Inc , 850-325-1681. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.21

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Town Of Santa Rosa

Listing ID

1005745

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:61x166x81x109
Zoning:Resid Single Family
Principal Interest
$685
Taxes
$37

Home Price

$135,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$27,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$684.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $684.62 $37.13 $0.00 $721.76
Yearly $8,215.48 $445.59 $0.00 $8,661.07
Total $246,464.43 $13,367.70 $0.00 $259,832.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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