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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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119 Central 7th St , Santa Rosa Beach, FL 32459
$334,000
Est. Payment: $1,693.81/mo
3 Bed
2 Bath
1450 Sqft
Status: pending | Days on site: 315
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Charming single-story home in the heart of Santa Rosa Beach! Roof replaced in 2022, Hot Water Heater replaced in 2020. This cute cottage in Old Town Santa Rosa offers 3 spacious bedrooms, 2 bathrooms and a versatile Florida Room, perfect for a home office, art studio, play area, or whatever your lifestyle demands. Step inside to an open and inviting layout, with the living area to the right and the dining area and kitchen to the left. The kitchen features stainless steel appliances, a large island, a stainless farmhouse sink, abundant cabinetry, and a full pantry. Ideal for entertaining or everyday family life. Outside, enjoy privacy in the fully fenced back and side yards, with an additional easement behind the property for extra seclusion. Continued... A separate fenced area on the side is perfect for storing trailers, lawn equipment, or toys out of sight. Just around the corner, take advantage of Cessna Landing; your gateway to the water for boating, paddleboarding, kayaking, or simply enjoying the new playground and picnic areas. Conveniently located near some of the areas favorite local restaurants, two playgrounds, Walton County's refreshed dog park, and so much more. This home combines the charm of beach living with easy access to everything Santa Rosa Beach has to offeer.

Highlights

Listed by Misty McHenry , 850-865-3085 and Carrie W Campbell , 850-865-3085 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2004

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Town Of Santa Rosa

Listing ID

986573

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:125' x 50'
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Patio Open, Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$1,694
Taxes
$123

Home Price

$334,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$66,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,693.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,693.81 $123.47 $0.00 $1,817.28
Yearly $20,325.71 $1,481.65 $0.00 $21,807.36
Total $609,771.25 $44,449.50 $0.00 $654,220.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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