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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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164 Bay Trace , Santa Rosa Beach, FL 32459
$3,779,900
Est. Payment: $19,168.95/mo
5 Bed
5 Bath
4380 Sqft
Status: active | Days on site: 168
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

In The Woods, a carefully planned private, soon to be gated bayfront community in a natural wooded setting that preserves a perfect balance of nature, architecture, and relaxed luxury you will find this exquisitely crafted 5 bedroom 4,380 sq ft. estate residence on .72 acres and 95' of private bayfront, with expansive saltwater pool and boat dock equipped with a 12,000lb covered boat lift, 2 jet ski lifts, power, water, lights, and a lower dock to put in your SUP boards or kayaks for the pinnacle in luxury waterfront living and entertaining. Spend the day with family and friends in your bayfront pool watching the dolphins play, or on the water in the ultimate playground for boating and water recreation. Experience the best of both worlds, bay and beach, being located only 4 miles due north of Seaside. just minutes from the beach and the best dining and entertainment along Scenic Highway 30A. Arrive at the home located on a quiet cul de sac via a long driveway lined with grand oak trees and mature native growth with a roundabout for easy parking. Hosting a party? This home will accommodate at least 8 cars. Enter through a welcoming expansive porch to an impeccable home designed with chic natural elements of stone and light colored wood to blend with the tranquil environment in creating a warm relaxing atmosphere. You are greeted with breathtaking views of the Choctawhatchee Bay through a wall of double sliding glass doors where indoor and outdoor living come together..... The spacious living room has 10 foot ceilings, white oak floors, a gas fireplace and plenty of seating.The first floor primary bedroom is a peaceful retreat with serene views of the bay, a private screened porch with access to the pool area, a spa-like bathroom with dual vanities, a luxurious walk-in shower, deep soaking tub and expansive his and hers walk-in closets with custom built-ins. Off the hallway in the primary wing is also a comfortable light filled separate office, guest bedroom, or anything that best suits your needs. The gourmet kitchen, adorned with quartzite countertops and waterfall on the island, Wolf gas range, built in Fisher and Paykel refrigerator & freezer, and ample floor to ceiling custom cabinetry, flows gracefully into a screened-in porch with an outdoor grill and sink which also accesses the large luxurious covered patio to relax in the shade by the pool or enjoy a glass of wine marveling at the spectacular sunset over the Choctawhatchee Bay. Behind the kitchen, you will discover a butler's pantry, a convenient powder bath, and a well-appointed laundry room. Ascend to the second level where a secondary living space/playroom with custom built-in desks awaits along with two bedrooms adjoined by a spacious Jack and Jill-style bathroom. An additional bedroom with en-suite bathroom unveils unparalleled bay views from the second floor. Above the two-car garage is a full carriage house for family members or guests that would enjoy some privacy in their own space, but still easily access the main home from inside by either a stairwell off the hallway from the kitchen or a side entrance, provides a gracious living room, a well-appointed bedroom, a convenient kitchenette, a dedicated laundry area, and a fully appointed bath. The Woods neighborhood also features only 44 homesites, minimal hoa dues and no short term rentals allowed. The home can even come furnished with a firm offer. This is a rare opportunity to own a legacy home in one of South Walton's most spectacular settings!

Highlights

Listed by Cathleen Turner , 850-502-3422 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.72

HOA Fee

Year Built

2018

County

Walton

Area

19 - Point Washington

Neighborhood

The Woods

Listing ID

993889

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Security System, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Guest Quarters, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Dead End,Within 1/2 Mile to Water,Wooded,Bay
Lot Dimensions:95 x 320
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Boat Slip, Boatlift, Dock, Summer Kitchen, Deck Covered, Porch, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$19,169
Taxes
$2,222
HOA
$0

Home Price

$3,779,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$755,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,168.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,168.95 $2,222.17 $0.00 $21,391.12
Yearly $230,027.38 $26,666.08 $0.00 $256,693.46
Total $6,900,821.45 $799,982.40 $0.00 $7,700,803.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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