Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

345 Morgans Trl , Santa Rosa Beach, FL 32459
$1,897,000
Est. Payment: $10,480.65/mo
4 Bed
4 Bath
2730 Sqft
Status: Active | Days on site: 9
Get Pre-Qualified
ERMB - TERMB5
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Designer-curated coastal living in The Preserve at Grayton Beach. Welcome to one of the most distinctive properties in the gated community of The Preserve at Grayton Beach. This local interior designer owned, full-time resident home is layered, collected, and exceptionally executed. The residence pairs classic coastal architecture with custom millwork and a refined blend of traditional and contemporary design. Every space feels intentional, creating a home that is sophisticated without feeling formal--and refreshingly unique. The Kitchen. Designed as the heart of the home, the chef's kitchen showcases custom inset cabinets by Grimes Cabinetry and an oversized contrasting marble island, an inviting centerpiece for gathering and entertaining. A full-height marble backsplash frames the custom Venetian plaster hood, while warm brass hardware and fixtures add a refined touch. Premium paneled appliances, including Sub-Zero refrigeration, double Wolf wall ovens, and dual Miele dishwashers, complete this beautifully appointed space. Custom Interiors. Throughout the home, carefully considered details create a cohesive, elevated feel. Bespoke wallpaper, curated window treatments, designer lighting, layered rugs, and integrated millwork give nearly every space an individual sense of purpose. Outdoor Living. Thoughtfully designed as a natural extension of the home's interior, the outdoor living spaces offer the same comfort, style, and attention to detail. The screened rear porch features a shiplap-clad fireplace and television, creating an inviting setting for year-round relaxation and entertainment. Just beyond, the private backyard feels like a personal retreat, with mature landscaping, ambient lighting and a dedicated grilling patio. A maintenance free turf backyard is accented by a putting green inlay--perfect for practicing your short game just steps from the porch. The Preserve at Grayton Beach. Enjoy your own private beach access along a serene boardwalk leading to the to the sugary white sands of the Gulf. The Preserve is steps from direct access to the 30A bike path which runs the length of 30A as well as many state park entrances offering multiple hiking and biking trails. Local lakes offer opportunities for kayaking, paddleboarding and other water activities. This quiet enclave of the Preserve is undoubtedly a prime location situated amongst native oaks, pines and magnolias with immediate access to the 30A lifestyle.

Highlights

Listed by Gardner Notte Advisory , 850-420-7612 Rosemary Beach Realty LLC , 850-278-2000. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2016

County

Walton

Area

17 - 30A West

Neighborhood

The Preserve At Grayton Beach

Listing ID

1010885

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Curb & Gutter,Level,Restrictions,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:55 x 100
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Columns, Deck Covered, Deck Open, Porch
Sewer:Public Sewer
Parking Features:Carport Attached
Principal Interest
$10,481
Taxes
$1,209
HOA
$0

Home Price

$1,897,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$379,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,480.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,480.65 $1,209.34 $0.00 $11,689.99
Yearly $125,767.82 $14,512.05 $0.00 $140,279.87
Total $3,773,034.63 $435,361.50 $0.00 $4,208,396.13

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

© 2026 Emerald Coast Multiple Listing Services