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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16 Spanish Moss Ln , Santa Rosa Beach, FL 32459
$1,595,725
Est. Payment: $8,816.15/mo
4 Bed
4 Bath
1775 Sqft
0.1 Acres
Status: Active | Days on site: 17
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Harrison Lilly Team
Owner/Operator

House Description

Nestled within the gated community of The Hammocks of Seagrove, 16 Spanish Moss Lane is a beautifully inviting 4-bedroom, 3.5-bath coastal retreat offering an exceptional location less than half a mile from the sugar-white sands and turquoise waters of the Gulf. Designed for relaxed coastal living and effortless entertaining, the home welcomes you with a light-filled, open-concept living, dining, and kitchen area. Oversized windows bring in abundant natural light, while the vaulted ceiling adds volume and creates an airy, expansive feel. At the heart of the home, the kitchen features quartz countertops, stainless steel appliances, generous cabinetry, and a large center island ideal for gathering with family and friends. The first-floor primary suite is a peaceful retreat, surrounded by windows that fill the room with natural light and enhance its spacious feel. The en suite bath is complete with dual vanities, a soaking tub, and separate shower. Upstairs, an open overlook to the living area maintains the home's bright and connected feel. Three additional bedrooms include a charming custom bunk room, along with two full baths, providing plenty of space for family and guests. Just outside, the shaded back patio creates an inviting extension of the living space and is perfect for grilling, gathering around a fire pit, or unwinding after a day at the beach. One of the home's greatest highlights is its location in the heart of Seagrove, where some of 30A's most sought-after destinations are just moments away. Enjoy easy access to the beach along with the renowned dining, boutiques, coastal dune lakes, and scenic bike paths of Seagrove. Neighboring WaterColor and iconic Seaside are also just minutes away, offering even more dining, shopping, entertainment, and quintessential 30A experiences. The Hammocks is a private, gated community with two community pools, offering a peaceful residential setting while keeping you close to everything that makes this stretch of 30A so desirable. Whether envisioned as a primary residence, second home, or vacation rental, 16 Spanish Moss Lane offers an exceptional opportunity to enjoy the best of the 30A lifestyle from a charming coastal cottage in the heart of it all.

Highlights

Listed by Greta & Jenn , 404-775-6995 Inlet Beach Real Estate , 850-347-0777. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

Year Built

2018

County

Walton

Area

18 - 30A East

Neighborhood

The Hammocks Of Seagrove

Listing ID

1011255

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Kitchen Island, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Dead End,Within 1/2 Mile to Water
Lot Dimensions:65x55x92x65
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open, Porch
Sewer:Public Sewer
Principal Interest
$8,816
Taxes
$788
HOA
$0

Home Price

$1,595,725

Loan Details

30 yrs
7.374%

Down Payment

20%
$319,145
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,816.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,816.15 $787.81 $0.00 $9,603.96
Yearly $105,793.81 $9,453.77 $0.00 $115,247.58
Total $3,173,814.28 $283,613.10 $0.00 $3,457,427.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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