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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1730 J D Miller Rd , Santa Rosa Beach, FL 32459
$413,000
Est. Payment: $2,094.66/mo
2 Bed
1 Bath
1386 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Tucked away in the heart of Santa Rosa Beach, this charming and versatile property at 1730 JD Miller Rd offers the perfect blend of comfort, functionality, and coastal lifestyle. Situated on a generous .34-acre lot, this 2-bedroom, 1-bath home with a spacious loft provides flexibility for a variety of living arrangements--whether you're seeking a full-time residence, weekend retreat, or investment opportunity near the Gulf. From the moment you arrive, you'll appreciate the privacy and space this property affords. The expansive lot is fully fenced, creating an ideal setting for pets, outdoor entertaining, or simply enjoying your own private slice of Florida sunshine. Mature surroundings and open yard space offer plenty of room to expand, garden, or customize to your liking. Inside, the home features a warm and inviting layout designed for both comfort and practicality. The main living area flows easily into the kitchen and dining spaces, creating a welcoming environment for gatherings with family and friends. Natural light fills the home, enhancing its cozy coastal feel. The two main-floor bedrooms are well-sized and conveniently located near the full bathroom, making for easy everyday living. Upstairs, the loft adds a valuable bonus space that can serve as a third bedroom, home office, bunk room, or creative flex area--perfect for accommodating guests or adapting to your lifestyle needs. Step outside and discover where this property truly shines. The above-ground pool offers a refreshing escape during those warm Florida days, while the surrounding yard provides plenty of space for lounging, grilling, or hosting outdoor get-togethers. Whether you're enjoying a quiet evening under the stars or entertaining a crowd, this backyard is designed to be enjoyed year-round. One of the standout features of this property is the detached garage/workshop. This versatile structure is ideal for hobbyists, storage, small business use, or additional workspace. With ample room for tools, equipment, or recreational gear, it adds both convenience and value to the property. Located in Santa Rosa Beach, you're just a short drive from the world-famous sugar-white sands and emerald waters of the Gulf of Mexico, as well as the dining, shopping, and entertainment options along Scenic Highway 30A. Enjoy the best of both worlds--peaceful living with easy access to some of the most sought-after destinations on the Emerald Coast. Whether you're looking for a primary residence with room to grow, a vacation getaway, or a property with income potential, 1730 JD Miller Rd offers a unique opportunity to own a versatile home in a highly desirable location. With its flexible layout, outdoor amenities, and generous lot size, this property is ready to fit your vision of coastal living. Don't miss your chance to make this Santa Rosa Beach gem your own--schedule your private showing today!

Highlights

Listed by Ricky A Fannin , 850-974-1700 and Ethan Morrison , 850-333-3554 HomeBiz Properties , 850-835-6800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.34

Year Built

1981

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

T S Mitchners Add

Listing ID

1000219

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Cooktop, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Ceiling Beamed, Ceiling Vaulted, Pull Down Stairs
Water:Well

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water
Lot Dimensions:100X150
Zoning:County, Resid Single Family
Others:
  • Additional:Fenced Back Yard, Porch Screened, Fenced Chain Link
Sewer:Public Sewer
Principal Interest
$2,095
Taxes
$130

Home Price

$413,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$82,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,094.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,094.66 $130.32 $0.00 $2,224.97
Yearly $25,135.90 $1,563.79 $0.00 $26,699.69
Total $754,076.91 $46,913.70 $0.00 $800,990.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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