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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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107 Chelsea Loop Rd , Santa Rosa Beach, FL 32459
$1,850,000
Est. Payment: $9,382.85/mo
4 Bed
5 Bath
2136 Sqft
Status: active | Days on site: 84
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled within the coveted Summer's Edge community along Scenic Highway 30A, this beautifully refreshed coastal cottage offers a rare blend of timeless design, modern comfort, and effortless beachside living just moments from private deeded beach access and Eastern Lake. Thoughtfully updated and offered turnkey, the residence embodies the relaxed sophistication that defines life along the Emerald Coast. A welcoming front porch overlooks a quiet, tree-lined lane, while warm hardwood floors and sun-filled interiors create an inviting atmosphere throughout the open-concept living and dining spaces. The remodeled kitchen features granite countertops, a spacious island with bar seating, stainless appliances, and a beverage refrigerator designed for effortless entertaining. The home offers four thoughtfully appointed bedroom suites, including custom built-in bunks and a private third-floor retreat with an expansive balcony capturing sunset views. Recent improvements include renovated baths, new HVAC systems, water heaters, updated windows and doors, and fresh interior and exterior paint, delivering exceptional turnkey readiness. Residents of Summer's Edge enjoy two community pools, including one seasonally heated pool, along with convenient access to Greenway Station, Seaside, Seagrove, and Rosemary Beach for celebrated dining, shopping, and coastal experiences along 30A.

Highlights

Listed by Dahler & Co. , 850-842-0420 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

Year Built

2003

County

Walton

Area

18 - 30A East

Neighborhood

Summer's Edge

Listing ID

1004083

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Lighting Recessed, Newly Painted, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Level,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:65x45.98x25.41
Zoning:Resid Single Family
Others:
  • Additional:Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$9,383
Taxes
$963
HOA
$0

Home Price

$1,850,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$370,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,382.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,382.85 $962.53 $0.00 $10,345.38
Yearly $112,594.21 $11,550.34 $0.00 $124,144.55
Total $3,377,826.34 $346,510.20 $0.00 $3,724,336.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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