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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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100 S Summit Dr , Santa Rosa Beach, FL 32459
$1,360,000
Est. Payment: $6,897.66/mo
4 Bed
4 Bath
2480 Sqft
Status: active | Days on site: 114
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your dream seaside sanctuary in the serene, gated enclave of Summer Ridge--just a half-mile from the beach and a short-term rental restricted neighborhood. This beautifully renovated home blends luxury and privacy, perfect for a primary or secondary resident and for those seeking the ultimate coastal lifestyle. Multiple outdoor spaces are bathed in oaks situated in a peaceful fully fenced yard. Enter through a gated outdoor enclave with multiple decks and a carriage space above the garage. Surrounded by lush greenery, the setting evokes a sense of seclusion offering a private, tranquil retreat. Offering an outdoor shower ideal for an apres beach outing. Charming Coastal Retreat in Exclusive Summer Ridge: Welcome to your dream seaside sanctuary in the serene, gated enclave of Summer Ridge--just a half-mile from the beach and a short-term rental restricted neighborhood. This beautifully renovated home blends luxury and privacy, perfect for a primary or secondary resident and for those seeking the ultimate coastal lifestyle. Multiple outdoor spaces are bathed in oaks situated in a peaceful fully fenced yard. Enter through a gated outdoor enclave with multiple decks and a carriage space above the garage. Surrounded by lush greenery, the setting evokes a sense of seclusion offering a private, tranquil retreat. Offering an outdoor shower ideal for an apres beach outing. As you pass through the elegant french doors, discover a sunlit interior, complete with vaulted wood-beamed ceilings and expansive windows. Newly refinished hardwood floors extend throughout the open-concept layout, with the great room serving as a cozy centerpiece featuring a stunning fireplace adorned with Quartz Torino Gold. The modern kitchen is a culinary dream, equipped with Stainless Steel GE Café luxury appliances, including a six-burner gas stovetop. With Quartz Torino Gold countertops and a versatile breakfast bar, perfect for entertaining. Enjoy dining in a beautiful, dedicated space that invites warmth and camaraderie. Conveniently located on the main level, the primary suite offers a private outdoor sitting area and an ensuite bath that boasts a sleek soaking tub, elegant glass shower, white subway tiles, and chic marble penny tile flooring. The first level also features a spacious laundry suite and additional storage, plus a conveniently located powder room near the outdoor area. Leading to additional outdoor entertaining or media space enclosed in a screened in porch overlooking the deciduous scrub oaks and natural fence. Ascend the floating stairs to reveal a thoughtfully designed split floor plan, featuring two generous guest bedrooms. One guest room boasts its own private balcony, while the two rooms share a stylish Jack & Jill bath, adorned with moon rock double vanities and custom niches in the seamlessly tiled shower. Perfectly Located for Coastal Living: This home is just 0.70 miles from the pristine beaches and the shimmering Gulf of Mexico. Enjoy easy access to shopping, dining, and entertainment at Gulf Place, which features a vibrant farmer's market and a bustling amphitheater hosting summer concerts and events. The Santa Rosa Beach and Golf Club is a mere 10-minute golf cart ride away.

Highlights

Listed by Mary A Richards , 850-502-6035 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

630 Quarterly

Year Built

2005

County

Walton

Area

12 - Walton County

Neighborhood

Summer Ridge South

Listing ID

790302

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:96X72X82X123
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Deck, Patio, Outdoor Shower, Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$6,898
Taxes
$761
HOA
$630

Home Price

$1,360,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$272,000
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Monthly Price:
$6,897.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,897.66 $760.56 $630.00 $8,288.22
Yearly $82,771.96 $9,126.72 $7,560.00 $99,458.68
Total $2,483,158.82 $273,801.60 $226,800.00 $2,983,760.42

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS