Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

164 Stonegate Cir , Santa Rosa Beach, FL 32459
$559,000
Est. Payment: $3,088.39/mo
4 Bed
2 Bath
2029 Sqft
0.15 Acres
Status: Pending | Days on site: 24
Get Pre-Qualified
EKW5 - E8332,E35253
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Some backyards have trees. This one backs to protected state land. Welcome to 164 Stonegate Circle. A rare Santa Rosa Beach find: a 4-bedroom, 2-bath smart home backing to state-owned forest land - protected under Florida Forest Service ownership and Conservation zoning. Single level and located in Stonegate, a community just 8-10 minutes from 30A beach access, Topsail Hill Preserve State Park, and Grand Boulevard, with the elementary school also about 10 minutes away. Built in 2019 and meticulously maintained, this home features LVP flooring (no carpet), 9-foot ceilings, and a chef-ready kitchen with tile backsplash, soft-close cabinets, custom pantry with appliance tower. The primary suite includes his and her walk-in closets with dual rods and motion-sensor lighting. Enjoy Florida living on the screened, fan-cooled back porch overlooking a fully fenced yard and untouched forest views. Smart-home security (owned), full-yard Rain Bird irrigation, gutters, and hurricane window covers add lasting value and peace of mind. Homes bordering state-owned conservation land rarely hit the market -- schedule your private showing today.

Highlights

Listed by Jennifer L Crawford , 850-502-9859 Keller Williams Realty SRB , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

Year Built

2019

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Stonegate

Listing ID

1011300

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Level,Wooded
Lot Dimensions:55x125
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Porch Open, Porch Screened
Sewer:Public Sewer
Parking Features:Garage,Guest
Principal Interest
$3,088
Taxes
$240
HOA
$0

Home Price

$559,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$111,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,088.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,088.39 $239.66 $0.00 $3,328.05
Yearly $37,060.73 $2,875.88 $0.00 $39,936.61
Total $1,111,822.01 $86,276.40 $0.00 $1,198,098.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

© 2026 Emerald Coast Multiple Listing Services