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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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123 Southern Pines Rd , Santa Rosa Beach, FL 32459
$480,000
Est. Payment: $2,651.93/mo
3 Bed
2 Bath
1950 Sqft
0.2 Acres
Status: Active | Days on site: 11
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Harrison Lilly Team
Owner/Operator

House Description

Imagine starting the morning with a walk or bike ride through the neighborhood, spending the afternoon fishing or launching the boat from nearby Charles E. Cessna Landing Park, and returning home to the privacy of one of Southern Pines' most desirable homesites. With a planned connector road and multi-use path to the South Walton Publix area underway, this North Santa Rosa Beach location offers an appealing balance of outdoor recreation, everyday convenience, and connection to the surrounding community. The beautiful single-level home offers three bedrooms, a versatile bonus room ideal for an office or playroom, a two-car garage, and approximately 1,950 square feet of thoughtfully designed living space. Tray ceilings enhance both the primary bedroom and main living area, while the spacious primary suite includes a large walk-in closet, double vanity, walk-in shower, and separate soaking tub. Outside, a private covered patio overlooks an expansive homesite offering a degree of privacy and usable outdoor space rarely found within the neighborhood. This is a wonderful opportunity to enjoy a functional floor plan, exceptional homesite, and an active coastal lifestyle with boating, fishing, shopping, dining, and the beaches of South Walton all within easy reach.

Highlights

Listed by Polakoff Group , and Patrick J Ambrose , 217-341-6492 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

Year Built

2020

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Southern Pines

Listing ID

1012346

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Freezer, Microwave, Refrigerator W/IceMk, Security System, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Ceiling Tray/Cofferd, Washer/Dryer Hookup

Exterior Features

Lot:Survey Available
Lot Dimensions:74x120
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Deck Covered, Porch, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$2,652
Taxes
$303
HOA
$0

Home Price

$480,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$96,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,651.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,651.93 $302.90 $0.00 $2,954.84
Yearly $31,823.17 $3,634.85 $0.00 $35,458.02
Total $954,695.11 $109,045.50 $0.00 $1,063,740.61

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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