Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

240 Montgomery St , Santa Rosa Beach, FL 32459
$11,995,000
Est. Payment: $60,836.38/mo
0 Bed
0 Bath
0 Sqft
Status: pending | Days on site: 29
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Imagine designing your coastal masterpiece from the ground up, positioned high on a sun-washed bluff in the prized Seahighland neighborhood. At 240 Montgomery St, an extraordinary 87 feet of Gulf frontage stretches before you, offering unobstructed views across the shimmering emerald waters that make this stretch of 30A legendary. This is a rare vacant, high-and-dry parcel--a blank canvas awaiting the beachfront dream home you've long envisioned. Elevated above the shoreline, the lot delivers both dramatic vistas and the peace of mind that comes with its natural rise. Even more remarkable, it stands as the only Gulf-front Seagrove lot boasting a gazebo perched directly above the beach, a coveted feature that would be nearly impossible to replicate today. The outdoor possibilities feel endless here. Picture morning coffee beneath that gazebo, sunset gatherings on a wraparound porch, or simply the freedom to shape every inch of your future retreat around the sea. Location only deepens the appeal. Andalusia Beach Access sits nearby, placing sugar-white sand and gentle surf within instant reach. Everyday errands are effortless with Publix at WaterColor Crossings just up the road, while the acclaimed Seaside Neighborhood School anchors this tight-knit, accessible community. Surrounded by natural beauty and the relaxed rhythm of 30A living, this property invites vision and ambition alike. Opportunities to build directly on the Gulf--elevated and thoughtfully positioned--rarely surface. Seize this one and craft something truly unforgettable.

Highlights

Listed by James D Fish , 850-830-8400 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.32

County

Walton

Area

18 - 30A East

Neighborhood

Seahighland

Listing ID

1008241

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Covenants,Within 1/2 Mile to Water,Gulf
Lot Dimensions:87X148X87X152
Zoning:Resid Single Family
Others:
  • Additional:Fenced
Sewer:Public Sewer
Principal Interest
$60,836
Taxes
$4,774

Home Price

$11,995,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$2,399,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$60,836.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $60,836.38 $4,774.41 $0.00 $65,610.79
Yearly $730,036.52 $57,292.95 $0.00 $787,329.47
Total $21,901,095.65 $1,718,788.50 $0.00 $23,619,884.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services