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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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81 Brown St , Santa Rosa Beach, FL 32459
$2,950,000
Est. Payment: $14,961.84/mo
5 Bed
5 Bath
3066 Sqft
Status: active | Days on site: 146
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Built in 2020 and set on a rare quarter-acre double lot, 81 Brown Street offers 3,066 square feet of well-executed coastal living in the heart of Seagrove Beach. Located a short walk from Ramsgate and Eastern Lake beach access, the property combines scale, privacy, and flexibility with no HOA restrictions. The five-bedroom, four-and-a-half-bath layout is designed for both comfort and function. The main living area is open and connected, anchored by a kitchen with granite countertops, custom cabinetry, a large island, and a professional-grade six-burner gas range. Finishes throughout include full bamboo flooring, luxury tile, and clean, durable materials suited for full-time use or rental. Three spacious king suites offer flexibility for owners and guests, while a separate guest room and bunk room share a well-appointed hall bath, providing privacy and comfort for family and guests. The outdoor space is a defining feature. A heated pool and spa, custom fire pit, and Italian cypress-lined perimeter create a private setting uncommon for this location. A detached garage and extended driveway accommodate up to eight vehicles, addressing one of the primary limitations in the 30A market. Positioned in Flood Zone X and within walking or biking distance to Greenway Station, the property offers direct access to dining, coffee, and retail while maintaining a quiet residential setting. The combination of lot size, location, and lack of restrictions makes this a highly usable and increasingly scarce offering in Seagrove Beach.

Highlights

Listed by Matthew Anich , 850-851-5330 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.25

Year Built

2020

County

Walton

Area

18 - 30A East

Neighborhood

Seagrove Beach

Listing ID

998600

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Fireplace, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry

Exterior Features

Lot:Level,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:120x118x47x30x73x88
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, BBQ Pit/Grill, Fenced Back Yard, Shower, Sprinkler System, Patio Covered
Sewer:Public Sewer
Parking Features:Garage Detached,Oversized
Principal Interest
$14,962
Taxes
$903

Home Price

$2,950,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$590,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,961.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,961.84 $903.00 $0.00 $15,864.84
Yearly $179,542.12 $10,835.97 $0.00 $190,378.09
Total $5,386,263.62 $325,079.10 $0.00 $5,711,342.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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