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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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163 S Gulf Dr , Santa Rosa Beach, FL 32459
$4,495,000
Est. Payment: $22,795.42/mo
5 Bed
5 Bath
3754 Sqft
Status: active | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Set along Eastern Lake dock and the sound of the surf drifting in from nearby beach access, this spacious Seagrove Beach retreat brings together coastal ease, modern comfort and an exceptional lakefront setting south of Scenic Highway 30A, 600' from the Gulf. Built in 2022, offering 3,754 square feet of interior living space with five bedrooms, four-full-and-one-half bath, creating a generous layout designed for gathering, relaxing and enjoying the best of life near the water. Inside, high ceilings, shiplap walls, wood floors, custom cabinetry and bright coastal finishes create a refined yet relaxed atmosphere throughout. Four large bedrooms feature ensuite baths, while a bunk room adds flexible sleeping space for guests or family, allowing the home to comfortably accommodate up to 14. The open living, dining and kitchen areas are arranged for easy entertaining, with dining for 10 and bar seating for four. Outdoor living is a defining feature, with two large porches, a private heated pool, expansive pool deck, fenced yard and dock overlooking Eastern Lake. Start the morning with coffee by the water, spend the afternoon at the beach just 200 yards away, then return for an evening swim or sunset views from the porch. Additional conveniences include a two-car garage, parking for four vehicles and smart TVs in every room. With shopping, dining, entertainment and beach access all within 2 blocks, this lakefront home offers a rare combination of space, setting, views and amenities. walkability in the heart of Seagrove Beach.

Highlights

Listed by Shelby M Rochester , 850-714-4788 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.34

Year Built

2022

County

Walton

Area

18 - 30A East

Neighborhood

SEAGROVE BEACH South of 30A

Listing ID

1004289

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Water Heater - Tnkls, Irrigation Equipment
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Ceiling Raised, Fireplace, Kitchen Island, Owner's Closet, Pantry, Shelving, Woodwork Painted

Exterior Features

Lot:Coastal Setback,Irregular,Level,Within 1/2 Mile to Water,Coastal Dune Lakes,Lake
Lot Dimensions:165x50
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, Dock, Fenced Back Yard, Shower, Sprinkler System, Deck Covered, Porch, Porch Open, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Boat,Guest,Oversized,RV
Principal Interest
$22,795
Taxes
$2,866

Home Price

$4,495,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$899,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,795.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $22,795.42 $2,865.56 $0.00 $25,660.99
Yearly $273,545.09 $34,386.75 $0.00 $307,931.84
Total $8,206,352.66 $1,031,602.50 $0.00 $9,237,955.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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