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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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69 Live Oak St , Santa Rosa Beach, FL 32459
$4,950,000
Est. Payment: $25,105.47/mo
7 Bed
9 Bath
5871 Sqft
Status: active | Days on site: 110
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Harrison Lilly
Owner/Operator

House Description

Defined by a clean coastal exterior of white brick, Hardie plank siding, and a metal roof, 69 Live Oak Street presents a timeless architectural profile across four thoughtfully designed levels, the result of a collaboration between architects Leslie Schwartz and Rob Bounds of 30A North Design and builder Timothy O'Hara of Coastal Custom Builders. Seamlessly set among the old growth oaks of Old Seagrove, and ideally positioned just 200 yards from the Live Oak Street beach access, the home offers convenient proximity to the Gulf while maintaining a sense of privacy. A dedicated game room anchors the ground floor, where soaring 12-foot ceilings frame a relaxed gathering space with ample seating, shuffleboard, and pinball. Just beyond, the outdoor living area extends the experience with a private pool, spa, and fully equipped summer kitchen--designed for seamless indoor-outdoor entertaining. Two king guest suites offer privacy and comfort, setting the tone for the home's ability to comfortably accommodate guests from the moment you enter. A half bath, full laundry room with dual washers and dryers, owner's storage, mudroom, and garage complete the level, all connected by elevator service to the upper floors. The main living level unfolds with an open layout designed for hosting at scale. A spacious den and secondary sitting area flow into a dining space that comfortably accommodates large gatherings, all centered around a chef's kitchen featuring a 6-by-14-foot quartz island, 48" dual fuel Wolf range, and integrated Sub-Zero refrigeration. A secondary prep area provides additional workspace and storage, supporting effortless entertaining. This level also includes a private king suite and a bunk room with custom queen-over-queen accommodations, further expanding the home's flexible sleeping capacity. Upstairs, the primary suite offers a quiet retreat, complete with a spa-like bath featuring dual vanities, a soaking tub, and a separate shower, along with direct access to a spacious balcony overlooking the backyard. Additional king guest suites and dual bunk configurations create a layout designed to comfortably host large groups while maintaining a sense of privacy throughout. The fourth level is dedicated entirely to an open-air rooftop deck, where treetop views of Old Seagrove and expansive skies create a setting equally suited for morning coffee or evening gatherings. Designed with both lifestyle and performance in mind, the home accommodates up to 28 guests and presents an opportunity meaningful annual rental income.

Highlights

Listed by Jabbour Luxury Group , 850-231-1047 and Richard T Jabbour , 850-231-1047 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

Year Built

2022

County

Walton

Area

18 - 30A East

Neighborhood

Seagrove 1St Addn

Listing ID

1002002

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:9
  • Full Bathrooms:8
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Dryer, Ice Machine, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Warranty Provided, Washer
Floor:Floor Hardwood
Below Ground Sq Ft:0
Other:
  • Additional:Elevator, Owner's Closet, Pantry

Exterior Features

Lot:Corner,Level,Within 1/2 Mile to Water
Lot Dimensions:50 X 100
Zoning:Resid Single Family
Others:
  • Additional:Hot Tub, Pool - Gunite Concrt
Sewer:Public Sewer
Principal Interest
$25,105
Taxes
$2,355

Home Price

$4,950,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$990,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$25,105.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $25,105.47 $2,355.46 $0.00 $27,460.92
Yearly $301,265.59 $28,265.48 $0.00 $329,531.07
Total $9,037,967.78 $847,964.40 $0.00 $9,885,932.18

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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