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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20 Sea Croft Cove , Santa Rosa Beach, FL 32459
$1,850,000
Est. Payment: $9,381.88/mo
7 Bed
7 Bath
3157 Sqft
Status: pending | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Recently built with projected gross rental income exceeding $180,000, located in the highly sought-after Sea Croft Cottages community just moments from 30A. Golf cart included! This 7-bedroom, 7-bath home is designed for maximum rental performance and guest experience, featuring a private pool with spillover spa, multiple outdoor living areas, and a spacious open-concept interior. Enjoy close proximity to Gulf Place, Ed Walline Beach Access, and popular dining spots like Shunk Gulley. Thoughtfully designed with high-end finishes, a gourmet kitchen, and ample entertainment space, this home offers both luxury and functionality. Ideal as a turnkey investment or second home, this property combines strong income potential with an unbeatable location along Scenic Highway 30A.
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Highlights

Listed by Michael B Savage , 850-699-9332 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2024

County

Walton

Area

17 - 30A West

 Neighborhood

Sea Croft Cottages

Listing ID

1007438

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:7
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Shelving, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:99x45
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Rain Gutter, Balcony, BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Patio Covered, Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$9,382
Taxes
$1,179
HOA
$0

Home Price

$1,850,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$370,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,381.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,381.88 $1,179.38 $0.00 $10,561.25
Yearly $112,582.52 $14,152.50 $0.00 $126,735.02
Total $3,377,475.51 $424,575.00 $0.00 $3,802,050.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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