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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10 Fairway Dr , Santa Rosa Beach, FL 32459
$1,195,000
Est. Payment: $6,602.20/mo
4 Bed
2 Bath
2300 Sqft
0.58 Acres
Status: Active | Days on site: 0
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Harrison Lilly Team
Owner/Operator

House Description

If you've been searching for an exceptional coastal estate with room to spread out, a short distance to the beach, no HOA, and a private pool -- you found it. This freshly painted, recently remodeled coastal charmer sits in the exclusive community of Santa Rosa Ridge, just minutes from the beach. A generous 1/2 acre corner lot allows space between neighbors and a room-to-breathe feel that's increasingly hard to find this close to 30A. New interior photos will be added soon showcasing the recent thoughtful remodel of the kitchen and laundry room, and reconfiguration of the fourth bedroom in the main house making the hard work behind you. A detached garage adds flexible bonus space, ideal as a private office, bunk room, or MIL suite. Topped with a brand-new custom-color metal roof installed in May 2026, this home is offered fully-furnished and move-in ready. But the showstopper of this home is the incredible backyard - a true coastal oasis. Imagine fishing in the backyard with a natural, self-sustaining dune pond stocked with bass, bream, and catfish, perfect for a quiet John-boat ride or a morning of fishing off your private dock. A resort-style heated private pool, custom-built fire pit, mature landscaping, and 8 foot privacy fence surrounding the property make this a truly private, coastal retreat, ideal as a primary residence, investment property or second home just minutes to the turquoise water and beaches of 30A. The seller is offering a 3-1 rate buy down incentive that can potentially save the buyer nearly $40,000 and locks in interest rates of 4.875% for the first year; 5.875% in year two and 6.875% in year three. For investors seeking a turnkey short or long-term investment, this property qualifies eligible buyers for DSCR financing. Recent AirDNA reports project short-term rental income potential of $146,800 in projected gross rental income.

Highlights

Listed by Lynne Andrews , 404-784-5606 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.58

Year Built

1993

County

Walton

Area

17 - 30A West

Neighborhood

Santa Rosa Ridge

Listing ID

1013460

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Fireplace, Floor Allowance, Hallway Bunk Beds, Kitchen Island, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Corner,Flood Insurance Req,Survey Available,Within 1/2 Mile to Water,Wooded,Pond
Lot Dimensions:117' X 237' X 93' X 334'
Zoning:Resid Single Family
Others:
  • ▪ Additional:BBQ Pit/Grill, Fenced Back Yard, Separate Living Area, Yard Building, Deck Open, Patio Open, Porch, Porch Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Detached,Garage Detached
Principal Interest
$6,602
Taxes
$205

Home Price

$1,195,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$239,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,602.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,602.20 $205.23 $0.00 $6,807.43
Yearly $79,226.43 $2,462.78 $0.00 $81,689.21
Total $2,376,793.03 $73,883.40 $0.00 $2,450,676.43

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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