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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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240 Ridge Rd , Santa Rosa Beach, FL 32459
$1,150,000
Est. Payment: $5,832.58/mo
4 Bed
5 Bath
3322 Sqft
Status: active | Days on site: 83
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the perfect blend of space, flexibility, and location in this expansive single-family home located in the desirable Santa Rosa Ridge community. Designed for effortless living and entertaining, the property features a comfortable open floor plan, updated kitchen appliances, flexible multi-use spaces and room to grow. This well designed 3-level home offers exceptional flexibility and thoughtful spaces throughout, including a convenient first-floor guest suite with lock-out capability, ideal for guests, multigenerational living, or added privacy. A first-floor powder bath adds everyday convenience, while an abundance of balconies and porches create the perfect setting to relax and enjoy the 30A lifestyle. The spacious second-floor primary suite features access to a shared covered balcony, creating a peaceful private retreat, while the centrally located second-floor laundry room adds functionality and ease. On the third level, a versatile multi-use space showcases expansive views and endless possibilities for a media room, office, bunk room, or additional living area. Adding even more value and opportunity, the detached carriage house offers incredible potential to be transformed into a full guest suite, private in-law apartment, home office, or income-producing rental space. Additional highlights include a spacious 2-car garage and an unbeatable location just minutes from the beautiful gulf beaches. Enjoy convenient access to restaurants, shopping, schools, Hwy. 98, and all the area has to offer. Whether you're seeking a primary residence, vacation retreat, or investment opportunity, this unique property delivers exceptional versatility and endless possibilities.

Highlights

Listed by Julie K Cumby , 850-687-6625 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

Year Built

2003

County

Walton

Area

17 - 30A West

Neighborhood

Santa Rosa Ridge Unit 2

Listing ID

1001774

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:140 x 210 x 53 x 257
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Fenced Back Yard
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$5,833
Taxes
$65

Home Price

$1,150,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,832.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,832.58 $65.15 $0.00 $5,897.74
Yearly $69,991.00 $781.85 $0.00 $70,772.85
Total $2,099,729.89 $23,455.50 $0.00 $2,123,185.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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