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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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97 Fairway Dr , Santa Rosa Beach, FL 32459
$795,000
Est. Payment: $4,392.26/mo
0.52 Acres
Status: Active | Days on site: 141
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EJOH - E29783
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Harrison Lilly Team
Owner/Operator

House Description

This is the last lake lot available in Santa Rosa Ridge and one of the finest building opportunities remaining in all of South Walton. Sitting on approximately 0.52 acres of prime Fox Lake frontage, this naturally elevated lot offers beautiful views of Fox Lake and a topography that is exceptionally rare in coastal Florida. Everything a buyer needs to break ground is already in place. Water and sewer tap fees are paid and installed. A Walton County building permit is in hand along with completed architectural plans for a 4,445 square foot custom home saving the new owner tens of thousands of dollars and six to twelve months of permitting delays. There is no HOA and no build-out requirement. This lot is ready when you are. Santa Rosa Ridge is one of Santa Rosa Beach's most established and sought-after communities, just a short distance from the sugar-white sand beaches of South Walton, with Gulf Place shopping and dining just a golf cart ride away. Public beach access is close by, and the neighborhood's proximity to Scenic Highway 30A puts world-class restaurants, boutiques, and the full 30A lifestyle within easy reach. The lot is partially cleared with beautiful twisted oaks and pine trees remaining along the eastern side, offering natural privacy and the opportunity to preserve the character of the land while building your dream home. Fox Lake frontage of this size and quality in this neighborhood does not come available twice.

Highlights

Listed by Jodie L Breingan , 850-896-5738 Jon Howard Realty LLC , 409-779-4279. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.52

County

Walton

Area

17 - 30A West

Neighborhood

Santa Rosa Ridge Fairway Addition

Listing ID

1003443

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Interior Features

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water,Wooded,Lake
Lot Dimensions:95 x 225 x 104 x 200
Zoning:Resid Single Family
Sewer:Community Sewer
Principal Interest
$4,392
Taxes
$350

Home Price

$795,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,392.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,392.26 $350.14 $0.00 $4,742.40
Yearly $52,707.13 $4,201.62 $0.00 $56,908.75
Total $1,581,213.78 $126,048.60 $0.00 $1,707,262.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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