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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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279 Smith Dr , Santa Rosa Beach, FL 32459
$1,950,000
Est. Payment: $9,890.03/mo
3 Bed
3 Bath
3664 Sqft
Status: active | Days on site: 139
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Bay Living! Tucked away on a quiet private road in the heart of Santa Rosa Beach, 279 Smith Drive offers the perfect blend of privacy and proximity. Just minutes from 30A, local dining, shopping, and the area's renowned beaches, this site-built home captures the relaxed coastal lifestyle South Walton is known for. Set on a generously sized lot, the property offers exceptional versatility--ideal for full-time living, a second home, or an investment opportunity in one of the area's most desirable and steadily growing locations. Enjoy a peaceful setting with the convenience and long-term potential that continue to draw homeowners and investors alike. Buyer to verify all information, including construction details, age, dimensions, zoning, and intended use.
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Highlights

Listed by Carol S Sharp , 215-837-3571 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.62

Year Built

2023

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Santa Rosa Plantation

Listing ID

991839

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Range Hood, Stove/Oven Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Ceiling Cathedral, Kitchen Island, Lighting Recessed, Pantry

Exterior Features

Lot:Survey Available,See Remarks
Lot Dimensions:150 X 180
Zoning:Resid Single Family
Others:
  • ▪ Additional:Hot Tub, Sprinkler System, Patio Covered, Patio Enclosed, Porch, Porch Open
Sewer:Public Sewer
Principal Interest
$9,890
Taxes
$557

Home Price

$1,950,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$390,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,890.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,890.03 $556.83 $0.00 $10,446.87
Yearly $118,680.38 $6,682.00 $0.00 $125,362.38
Total $3,560,411.55 $200,460.00 $0.00 $3,760,871.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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