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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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X Bay Circle Drive , Santa Rosa Beach, FL 32459
$810,000
Est. Payment: $4,108.17/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRICE IMPROVEMENT AND Seller offering $5,000 toward buyer's closing costs! Build your dream home on this beautiful canal-front lot in Santa Rosa Beach, with direct access to Choctawhatchee Bay. Enjoy boating, kayaking, paddleboarding, and waterfront living right from your backyard. This spacious lot offers room for a custom home, outdoor living space, and possible dock. Surrounded by natural beauty and established homes, it provides privacy while being just minutes from white-sand beaches, dining, shopping, and all the best of 30A. A great opportunity for a primary home, vacation retreat, or investment property on the Emerald Coast.

Highlights

Listed by Janet F Johnson , ERA American Real Estate , 850-682-4822. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.4

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Santa Rosa Beach Estates

Listing ID

994048

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Interior,Level,Within 1/2 Mile to Water,Wooded,Canal
Lot Dimensions:75x235
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$4,108
Taxes
$236

Home Price

$810,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$162,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,108.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,108.17 $236.39 $0.00 $4,344.56
Yearly $49,298.01 $2,836.68 $0.00 $52,134.69
Total $1,478,940.18 $85,100.40 $0.00 $1,564,040.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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