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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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54 Mountain Top Dune Dr , Santa Rosa Beach, FL 32459
$1,695,000
Est. Payment: $8,595.83/mo
4 Bed
3 Bath
2030 Sqft
Status: active | Days on site: 95
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome to TOES IN THE SAND ll, a breathtaking Southern, Coastal Retreat, a leisurely stroll from the white sandy beaches of 30A in Blue Mountain Beach FL. Smart HOME TECHNOLOGY INSTALLED, operate music, the pool and most of the lighting from your phone. This serene sanctuary offers multiple outdoor areas for you to unwind, listen to the soothing sounds of nature, and relish the nearby waves of the Gulf. Indulge in the convenience of being close to renowned dining and entertainment venues such as Redfish Taco, Blue Mountain Bakery, Blue Mountain Creamery, Mimmo's, and more. This meticulously designed home also features a private saltwater pool, seamlessly blending indoor and outdoor living to provide the ultimate function. A must see!! EXCELLENT SHORT TERM RENTAL WITH ACTUAL NUMBERS 120-130K! OVER 3800 SQ FT UNDER ROOF ($526/sqft) EXTRA LARGE WRAP AROUND PORCH, BUILT FOR OUTDOOR LIVING/ RARE PRIVATE 1/2 ACRE LOT! MOTIVATED SELLER!
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Highlights

Listed by Johnna M Stephens , 850-714-7002 Lokation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.5

Year Built

2015

County

Walton

Area

17 - 30A West

 Neighborhood

Rolling Dunes Estates

Listing ID

1003114

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Fireplace, Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Lighting Track, Newly Painted, Owner's Closet, Pantry, Pull Down Stairs, Shelving, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Exterior Features

Lot:Cleared,Easements,Level,Survey Available,Within 1/2 Mile to Water,Wooded
Lot Dimensions:100 x 214
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, BBQ Pit/Grill, Fenced Back Yard, Pool - Gunite Concrt, Shower, Patio Open, Porch, Porch Open, Porch Screened, Fenced Privacy
Sewer:Community Sewer,Public Sewer
Parking Features:Carport Attached,Covered,Detached,Garage Detached,Golf Cart Covered,Oversized
Principal Interest
$8,596
Taxes
$1,256

Home Price

$1,695,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$339,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,595.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,595.83 $1,255.83 $0.00 $9,851.66
Yearly $103,149.93 $15,069.98 $0.00 $118,219.91
Total $3,094,497.83 $452,099.40 $0.00 $3,546,597.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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