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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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83 Mountain Top Dune Dr , Santa Rosa Beach, FL 32459
$1,675,000
Est. Payment: $9,254.13/mo
4 Bed
3 Bath
1804 Sqft
0.56 Acres
Status: Active | Days on site: 135
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By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Known as one of the best lots in Blue Mountain Beach, this interior designer's personally curated coastal bungalow sits just moments from the area's world-famous sugar-white sands and emerald waters. Exuding timeless charm and authentic Old Florida character, the home offers the perfect blend of coastal elegance and relaxed living. Upstairs features three bedrooms and two baths, while the downstairs includes a completely separate studio apartment. A fully fenced yard, spectacular pool, and expansive grounds complete this rare offering. With no HOA, no neighbors on one side and no VRBOs on the other, the property delivers exceptional privacy and peaceful tranquility -- ideal for full-time residents. At the same time, the separate studio apartment provides excellent income potential or space for family and guests.
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Highlights

Listed by Dana A Jusselin , 850-585-4284 Davis Properties Of Nw Fl , 850-231-2025. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.56

Year Built

1988

County

Walton

Area

17 - 30A West

 Neighborhood

Rolling Dunes Estate Unit 2

Listing ID

1003020

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Tnkls
Air Cond:Wall/Window Unit(s),Central Air
Fireplaces:
Floor:Floor Hardwood,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Ceiling Vaulted, Fireplace, Guest Quarters, Kitchen Island, Lock Out, Newly Painted, Pantry, Washer/Dryer Hookup
Water:Well

Exterior Features

Lot:Corner,Cul-De-Sac,Survey Available,Within 1/2 Mile to Water,Wooded
Lot Dimensions:152 x 180 x 143 x 152
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Hot Tub, Shower, Yard Building, Deck Open, Patio Covered, Patio Open, Porch, Porch Open, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Covered,Golf Cart Covered,Golf Cart Open,RV
Principal Interest
$9,254
Taxes
$955

Home Price

$1,675,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$335,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,254.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,254.13 $955.35 $0.00 $10,209.48
Yearly $111,049.60 $11,464.19 $0.00 $122,513.79
Total $3,331,488.14 $343,925.70 $0.00 $3,675,413.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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