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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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124 Mountain Top Dune Dr , Santa Rosa Beach, FL 32459
$2,145,000
Est. Payment: $11,850.82/mo
4 Bed
3 Bath
1966 Sqft
0.23 Acres
Status: Active | Days on site: 39
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EPNF - E22337
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful turn key and well maintained home just 0.05 miles from the Blue Mountain public beach park.This home is special and designed for the discerning buyer who appreciates private outdoor living and a modern stylish interior. Completely renovated down to the studs in 2022, this home exemplifies a fresh contemporary, yet elegant lifestyle. Balancing warmth, sophistication, and comfort it's the ultimate 30A retreat. Offering four bedrooms to include: two primary suites, one on the first level, and the other on the main level with it's own private balcony overlooking the large private backyard and it's own private exterior shower! The bunkroom offers four queen beds sleeping eight comfortably. OUTDOOR LIVING is one of the property's dominant features, to include a large covered cabana with a grilling and prep area, a living & dining area w/ TV, a large heated pool with waterfall feature & sunbathing shelf, all enclosed by privacy fencing. The yard is large enough to add a future addition or accessory dwelling unit as well. Great income numbers even with family usage,(2024 did $143K, & 2025 did $101K) 2026 is currently over $120K and still booking! This home was masterfully renovated by Graham Builders in 2022 with attention to detail. Offering luxury upgrades throughout to include: hardwood and custom tile flooring, plantation shutters, paneled wood ceiling in the living room, true ship lap walls, custom louvered detail in multiple areas, upgraded stainless kitchen appliances with chef grade six burner gas range, custom cabinetry, Ecobee thermostats, and a Sonos music system. Additional items of interest include two primary suites, one on each floor, secondary entry storage, a large exterior storage (which possibly could be easily converted to a elevator if needed), two exterior showers, one to shower off near the pool and another one off the primary suite, private and enclosed by custom louvered wood work. This home sits on .23 landscaped acres with a irrigation system and a lawn pump. The large heated pool includes a sunbathing shelve and a lovely waterfall feature. The large custom cabana offers a large cooking and prep area with a gas grill, a dining bar, and a sitting area with a TV to catch the games, or entertain the kiddo's while you relax in the pool. There is a additional covered patio off the back of the home, perfect for a few hammocks. Lastly this home offers a large paver driveway with parking for four, plus two additional on street parking areas, plus a bike & golf cart parking area, with a golf cart charging receptacle. This gorgeous home is offered in one of the most coveted neighborhoods of Rollin Dunes in desirable Blue Mountain Beach, and is just a ten minute stroll to the beach with public parking and restrooms. There are many restaurants, shops, and amenities within 5 minutes. You never have to get in your car if you choose. **while all details are believed to be accurate, buyer to verify and perform any due diligence of importance **

Highlights

Listed by LaRonda Kallmeyer , 850-213-6212 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

2002

County

Walton

Area

17 - 30A West

Neighborhood

Rollin Dunes Ph 3

Listing ID

1010796

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Kitchen Island, Owner's Closet, Walls Paneled, Woodwork Painted

Exterior Features

Lot:Level,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:65 x 150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Hurricane Shutters, Lawn Pump, Pool - Gunite Concrt, Shower, Sprinkler System, Summer Kitchen, Patio Covered, Patio Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$11,851
Taxes
$934

Home Price

$2,145,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$429,000
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Monthly Price:
$11,850.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,850.82 $934.27 $0.00 $12,785.08
Yearly $142,209.79 $11,211.20 $0.00 $153,420.99
Total $4,266,293.77 $336,336.00 $0.00 $4,602,629.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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