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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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54 Tortola Ln , Santa Rosa Beach, FL 32459
$7,485,000
Est. Payment: $37,962.51/mo
4 Bed
6 Bath
3955 Sqft
Status: active | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Hidden south of scenic Highway 30A's west end is The Retreat, an unparalleled, exclusive beach community. ''The last perfect beach'', The Retreat sits on 90 acres and features over ½ mile of beach frontage. Its 90 homesites enjoy the perfect blend of luxury living and coastal seclusion. Amenities include deeded beach access, The Retreat Beach Club that features a negative-edge heated pool, recreational access to Draper Lake and a gated, guarded entry into the community. 54 Tortola Lane fronts on an arm of Draper Lake and boasts spectacular views of the Gulf and its white sand dunes. Originally built in 2000, it was reimagined in 2020 with an addition that nearly doubled the living area and added a zero edge heated pool that captures panoramic gulf views. The main living space is anchored by a gourmet kitchen that features an oversized island, Subzero refrigerator, GE Monogram Range, and undercounter ice maker and wine chiller. The adjacent living room has gulf views from both inside and on the covered screened porch. A serving area separates the kitchen and dining room. French doors from the dining room open onto a deck overlooking the courtyard and pool. The primary suite has double vanities and closets and a private covered deck. Two ensuite guest bedrooms have French doors opening onto the pool courtyard. A fourth ensuite bedroom/family room also opens onto the pool courtyard. 54 Tortola Lane is the perfect primary or second residence. Buyer to verify all information.

Highlights

Listed by Michael W Cole , 850-687-4743 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.44

HOA Fee

Year Built

2000

County

Walton

Area

17 - 30A West

Neighborhood

Retreat The

Listing ID

1003925

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Refrigerator W/IceMk, Security System, Stove/Oven Dual Fuel, Washer, Wine Refrigerator, Water Heater - Elect, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor WW Carpet
Other:
  • Additional:Ceiling Beamed, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Lake
Lot Dimensions:65' x 305' x 68' x 287'
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Sprinkler System, Deck Covered, Deck Enclosed, Deck Open, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$37,963
Taxes
$3,570
HOA
$0

Home Price

$7,485,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$1,497,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$37,962.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $37,962.51 $3,569.70 $0.00 $41,532.21
Yearly $455,550.09 $42,836.41 $0.00 $498,386.50
Total $13,666,502.79 $1,285,092.30 $0.00 $14,951,595.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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