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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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37 E St Lucia Ln , Santa Rosa Beach, FL 32459
$5,999,000
Est. Payment: $30,425.80/mo
5 Bed
6 Bath
4647 Sqft
Status: pending | Days on site: 138
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

There is a certain rhythm to life in The Retreat. It is quieter, more deliberate, shaped by architecture, landscape, and the constant presence of the Gulf just beyond the dunes. At 37 East St Lucia, that rhythm becomes part of the everyday. One tier off the water, the home sits in a coveted position that balances privacy with connection, where the beach is close enough to anchor the day but far enough to preserve a sense of calm. Mornings begin softly here. Light filters in from the south, and the walk to the sand feels less like an outing and more like a ritual. The private beach access and proximity to the Beach Club make it easy to move between home and shoreline, often without much thought. It is the kind of place where shoes are optional, schedules loosen, and the architecture frames the landscape rather than competing with it. The home unfolds with intention. Spanning approximately 4,600 square feet, the scale is generous yet restrained, designed for both gathering and retreat. Living spaces open naturally toward the outdoors, where the pool becomes a focal point in the afternoon. Doors slide open, air moves freely, and the boundaries between interior and exterior soften. Evenings settle in gradually, with conversation drifting from the living areas to the terraces and back again. There is a livability to the design that reflects how owners actually use a coastal home. Two primary suites create flexibility for hosting, while the elevator connects each level with ease. Storage is thoughtfully integrated, supporting longer stays and a more permanent presence rather than a purely seasonal visit. Every element feels considered, not just for aesthetics, but for the cadence of daily life by the water. In The Retreat, luxury is defined less by spectacle and more by restraint. Wide setbacks, preserved dunes, and understated architecture create an environment that feels both exclusive and timeless. 37 East St Lucia fits naturally within that context, offering a refined coastal residence where the experience is shaped as much by the setting as by the home itself.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

Year Built

2015

County

Walton

Area

17 - 30A West

Neighborhood

Retreat The

Listing ID

999111

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Dual Fuel, Washer, Wine Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Hardwood,Floor Marble
Other:
  • Additional:Ceiling Beamed, Ceiling Crwn Molding, Ceiling Raised, Elevator, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Within 1/2 Mile to Water
Lot Dimensions:76x62x115x61
Zoning:Deed Restrictions, Resid Single Family
Others:
  • Additional:Sprinkler System, Porch Open
Sewer:Public Sewer
Principal Interest
$30,426
Taxes
$1,994
HOA
$0

Home Price

$5,999,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$1,199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$30,425.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $30,425.80 $1,993.83 $0.00 $32,419.63
Yearly $365,109.55 $23,925.98 $0.00 $389,035.53
Total $10,953,286.60 $717,779.40 $0.00 $11,671,066.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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