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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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231 W Bermuda Dr , Santa Rosa Beach, FL 32459
$6,795,000
Est. Payment: $34,459.38/mo
6 Bed
7 Bath
6645 Sqft
Status: active | Days on site: 689
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Palatial in scale and design, this six-bed, six-and-a-half-bath concrete constructed home boasts incredible lake and gulf views. Located in The Retreat, this distinguished home is privately situated behind wooden gates and has two large balconies for enjoying the mesmerizing gulf views. All three floors of luxury living can be accessed by an elevator. A sense of arrival is experience as one walks from the grand entryway to the great room, passing a formal dining room with a heavy wood-beamed ceiling. A wet bar is perfectly located for serving drinks when entertaining indoors or outside by the pool. Multiple windows look out onto the serene heated pool and terrace with amazing gulf and dune lake views from every angle. Steps add to the changing dynamics of the grand living space with multiple windows framing lake and gulf vistas. The spacious sitting room is carefully arranged around a chateau-sized fireplace with built-in display shelving on either side. French doors provide a seamless flow onto the generous wraparound terrace with a shady pergola for outdoor living. It's a place to linger and savor gentle gulf breezes and panoramic views. The fully equipped outdoor kitchen is perfect for casual dining and entertaining. An open fireplace adds warmth on cooler evenings. The restaurant-worthy chef's kitchen is magnificently appointed with custom cabinets and granite counters. A large island and a butler's pantry with a wine refrigerator provide additional workspace when entertaining. An impressive Wolf gas stove sits beneath a huge hood in an exquisitely tiled recess. All six bedrooms have their own private baths, featuring custom showers and cabinetry. In the first-floor guest suite, white oak floors resonate with white decor to create a serene ambiance. A sleek private bathroom and an oversized walk-in closet with built-ins complete this beautiful space. The signature staircase is furnished with decorative wrought iron banisters, adding to the timeless styling. A large landing provides an additional sitting area with a TV and wet bar. It's the perfect hub for guests to fix their own breakfast or morning coffee. Lit by a glittering chandelier, the primary bedroom outshines the rest with a fireplace, sitting area and a dressing room with built-ins. It has direct access to a private balcony overlooking the Draper Lake and the Gulf. The spa-like bathroom includes a deep soaking tub, a walk-in shower with a seat and a spacious twin vanity. The third floor is a self-contained den with built-in bunk beds, a wet bar and a sitting area. This exclusive home is completed with a sweeping driveway for parking, a two-car garage and camera security. Located in Blue Mountain Beach, The Retreat is a gated, non-rental community covering 90 acres with just 87 home sites. This exclusive oasis includes areas of conservation and a private white sandy beach on the Gulf of Mexico, with unparalleled amenities, including a newly revamped and private beach club, 1,000 feet of private beach and ongoing dune restoration efforts.

Highlights

Listed by Blake Morar Group , 850-259-5944 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.38

Year Built

2007

County

Walton

Area

17 - 30A West

Neighborhood

Retreat The

Listing ID

955977

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:7
  • Full Bathrooms:6
  • 1/2 Bathrooms:1
Appliances:Central Vacuum, Dishwasher, Disposal, Freezer, Ice Machine, Oven Double, Range Hood, Refrigerator, Security System, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Tile
Other:
  • Additional:Ceiling Crwn Molding, Ceiling Tray/Cofferd, Ceiling Vaulted, Elevator, Fireplace 2+, Lighting Recessed, Pantry, Wet Bar

Exterior Features

Lot:Cul-De-Sac,Coastal Dune Lakes,Lake
Lot Dimensions:70x220x53x250
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Boat Launch, Fenced Back Yard, Hot Tub, Shower, Deck Covered, Deck Open, Patio Covered, Porch, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$34,459
Taxes
$3,794

Home Price

$6,795,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$1,359,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$34,459.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $34,459.38 $3,793.61 $0.00 $38,252.99
Yearly $413,512.54 $45,523.33 $0.00 $459,035.87
Total $12,405,376.26 $1,365,699.90 $0.00 $13,771,076.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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