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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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186 Montclair Ave , Santa Rosa Beach, FL 32459
$480,000
Est. Payment: $2,434.47/mo
3 Bed
3 Bath
1878 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Motivated Seller!! 3/2 in Audubon Point in Point Washington. Backs up to protected forest. New bike path to beach in 5-8 min. A/C and water heater 3-4 yrs. This 3-bedroom, 2-bath home in Audubon Point in Point Washington, Florida sits on a lot backing directly to environmentally protected forest service land -- meaning no rear neighbors, ever. The protected boundary creates a rare natural buffer that is permanently preserved, giving the backyard a depth and stillness that most homes in the area cannot offer. Inside, the kitchen is equipped with a Bosch dishwasher and connects to comfortable living areas with a functional, open flow. The primary suite includes a walk-in shower. The home has been maintained with key systems recently updated: the A/C was replaced 3 to 4 years ago and the water heater is approximately 3 years old. These updates reduce near-term repair exposure and are worth noting during your walkthrough. Outdoor living is a genuine strength here. A screened porch connects to a patio designed for grilling, both oriented toward the protected forest. A separate balcony area faces the neighborhood park, where afternoon activity is visible from the shade. The Audubon Point subdivision is small in scale, which keeps through-traffic low and maintains the woodsy character of the community. A community pool is available to residents and is within easy reach. Point Washington sits at the intersection of convenience and natural access that few 30A-corridor addresses can match. A newly completed bike path runs directly from the neighborhood to North Bay and Eden Gardens State Park. A dedicated crossing light at Highway 98 puts the beach approximately 5 to 8 minutes away by bike -- a legitimate daily-use route, not just a weekend one. Eden Gardens is walkable or rideable for kayaking, fishing, and trail access. Schedule your showing today.

Highlights

Listed by Tula A Tucker , 850-865-3507 Beachy Beach Real Estate , 850-231-3060. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

425 Quarterly

Year Built

2016

County

Walton

Area

12 - Walton County

Neighborhood

Point Washington

Listing ID

791843

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater
Other:
  • Additional:Balcony, Interior Steps, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:41.0 ft x 142.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$2,434
Taxes
$325
HOA
$425

Home Price

$480,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$96,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,434.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,434.47 $325.30 $425.00 $3,184.77
Yearly $29,213.63 $3,903.65 $5,100.00 $38,217.28
Total $876,409.00 $117,109.50 $153,000.00 $1,146,518.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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