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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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51 Penny Ln , Santa Rosa Beach, FL 32459
$3,995,000
Est. Payment: $20,259.78/mo
8 Bed
9 Bath
5540 Sqft
Status: pending | Days on site: 355
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

This exquisite NEW construction home exceeds all expectations for a second home or vacation property. This home as all the amenities of a coastal vacation resort steps from the beach, dining and shopping. This stately 3 story home has multiple balconies for viewing breath taking sunsets and Gulf views. This home offers 8 bedrooms with ensuite bathrooms, 2 Bunk rooms and a pool bath. Gourmet kitchen with massive 14 ft island, VIKING GAS Range, 66 in Frig, 2 dishwashers, microwaves, wet bars and laundry room on every floor. Custom tile showers and multiple stunning light fixtures! 2 Car garage, tankless water heaters. The first floor recreation room opens directly into a fabulous entertaining area with massive pool and hot tub, outdoor kitchen, multiple flat screen tvs, security camera.
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Highlights

Listed by Jennifer Hewitt , 850-461-0448 Hewitt Real Estate Inc , 850-461-0448. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2025

County

Walton

Area

17 - 30A West

 Neighborhood

Penny Lane

Listing ID

969292

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
  • ▪ Bathrooms:9
  • ▪ Full Bathrooms:7
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Dual Fuel, Washer, Wine Refrigerator, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Ceiling Raised, Kitchen Island, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Shelving, Washer/Dryer Hookup, Wet Bar, Woodwork Painted, Woodwork Stained

Exterior Features

Lot:Interior,Within 1/2 Mile to Water
Lot Dimensions:220 x 50
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Balcony, BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Shower, Sprinkler System, Summer Kitchen, Patio Covered, Porch, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$20,260
Taxes
$2,547

Home Price

$3,995,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$799,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$20,259.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $20,259.78 $2,546.81 $0.00 $22,806.59
Yearly $243,117.38 $30,561.75 $0.00 $273,679.13
Total $7,293,521.44 $916,852.50 $0.00 $8,210,373.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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