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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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98 Wind Spray Ct , Santa Rosa Beach, FL 32459
$899,000
Est. Payment: $4,966.85/mo
4 Bed
3 Bath
2622 Sqft
0.33 Acres
Status: Active | Days on site: 64
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Harrison Lilly Team
Owner/Operator

House Description

Nestled on a large, level cul-de-sac lot in the gated waterfront community of Pelican Bay, this beautifully updated brick ranch offers the perfect combination of comfort, privacy, and coastal living. Featuring 4 split bedroom one of which is currently used as home office, and 2.5 baths, the home is thoughtfully designed with spacious living areas and quality updates throughout. Interior Features include tile flooring throughout, quartz countertops, metallic metal back splash and abundant natural light enhanced by new hurricane impact windows and door glass installed in 2024. Major system updates provide peace of mind, including a roof replaced in 2021, HVAC in 2019, garage icemaker, additional attic insulation, Culligan Water treatment system, pool liner in 2021, pool pump 2022, and a new privacy fence added in 2025. Step outside to your own private retreat with professionally landscaped grounds, a sparkling pool, and a pool cabana ideal for entertaining or relaxing year round. Residents of Pelican Bay enjoy exclusive amenities including a bayfront park and tennis courts, all conveniently located close to the bay , shopping and waterfront recreation.

Highlights

Listed by Melissa A Baranowski , 850-699-9628 Cindy Cole Fine Homes LLC , 850-797-1471. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.33

Year Built

2002

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Pelican Bay

Listing ID

1002923

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Water Heater - Elect

Exterior Features

Lot Dimensions:92 x 160 x 87 x 151
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$4,967
Taxes
$146

Home Price

$899,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,966.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,966.85 $146.35 $0.00 $5,113.19
Yearly $59,602.15 $1,756.15 $0.00 $61,358.30
Total $1,788,064.38 $52,684.50 $0.00 $1,840,748.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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