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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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543 Shelter Cove Dr , Santa Rosa Beach, FL 32459
$675,000
Est. Payment: $3,729.28/mo
3 Bed
3 Bath
2002 Sqft
0.31 Acres
Status: Active | Days on site: 22
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ECU2 - E3270
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Bay views welcome you home to this 3-bedroom, 2.5-bath residence in the gated community of Pelican Bay, just across the street from Choctawhatchee Bay in Santa Rosa Beach. The primary suite is conveniently located downstairs with a walk-in closet, garden tub, and separate shower, while two spacious bedrooms share a full bath upstairs. The open living, dining, and kitchen area is filled with natural light and features granite countertops, a breakfast bar, gas fireplace, built-in bookcases, and rich hardwood floors. French doors lead from the dining area to a screened porch, and a second-floor covered balcony offers even more room to take in the bay views. The 0.31-acre lot leaves plenty of room to add a pool. Pelican Bay's gated, bayfront community includes a waterfront park with a dock, tennis and pickleball courts, and a playground -- all just minutes to shopping and dining. A rare chance to enjoy true bay-view living in one of Santa Rosa Beach's most sought-after gated communities. Roof 2022, HVAC 2026, W/H 2022
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Highlights

Listed by Bonnie S Hall , 850-240-9901 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.31

HOA Fee

Year Built

2001

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Pelican Bay

Listing ID

1011944

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Oven Self Cleaning, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Tray/Cofferd, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup
Water:Well

Exterior Features

Lot:Covenants,Flood Insurance Req,Within 1/2 Mile to Water
Lot Dimensions:81.16X161.68X84.47X169.52
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Open, Porch, Porch Open, Porch Screened
Sewer:Septic Tank

Open House

Upcoming Open Houses
Sunday 12:00 pm - 3:00 pm Oct 11
Principal Interest
$3,729
Taxes
$251
HOA
$0

Home Price

$675,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,729.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,729.28 $251.09 $0.00 $3,980.37
Yearly $44,751.33 $3,013.12 $0.00 $47,764.45
Total $1,342,540.00 $90,393.60 $0.00 $1,432,933.60

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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