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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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25 Pearl Place Cir Lot 2 , Santa Rosa Beach, FL 32459
$1,600,000
Est. Payment: $8,839.77/mo
5 Bed
5 Bath
2900 Sqft
Status: Active | Days on site: 0
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Harrison Lilly Team
Owner/Operator

House Description

Opening Special - Free Private Heated Gunite pool with first home purchased (approximately 10 x 24). Interest Rate Incentive of 4.875% with Preferred Lender. Please see agent for details. Incentives expire 10/31/26. Location, Location, Location! Walking distance to the beautiful Emerald Coast (Ed Walline Regional Beach Access) as well as all the eating and shopping at Gulf Place. This beautiful 2 story FL cottage boasts 5 bedrooms and 4.5 baths (3 Shower only, 1 tub/shower, 1 half bath). Two sets of Bunk Beds line the upstairs hallway. The main level will have 12 ft ceilings/second floor 10 ft. Living area has stunning cedar beams accenting the ceiling. Kitchen boasts Stainless Steel GE appliances with Cashew perimeter cabinets and sage island. Both with beautiful quartz counter tops. Pantry/Laundry room has built in cabinets and sink. Large open concept living in the main areas with LVP throughout the home. The main level Owner's Suite has a spacious walk-in closet, Zero Entry - Luxury Oversized Spa Shower and double vanities. Owner's Suite has a handsome wood accent ceiling. Second Owner's suite on the second level. All bathrooms have Tiled baths to the ceiling. Estimated completion is Nov/Dec 2026.

Highlights

Listed by Ted W Turner , 404-315-9063 TH Coastal Realty LLC , 850-806-2171. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2026

County

Walton

Area

17 - 30A West

Neighborhood

Pearl Place

Listing ID

1013439

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Security System, Smoke Detector, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Ceiling Crwn Molding, Hallway Bunk Beds, Kitchen Island, Owner's Closet, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Level,Within 1/2 Mile to Water
Lot Dimensions:50 x 131
Zoning:Resid Single Family
Others:
  • ▪ Additional:Pool - Gunite Concrt, Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$8,840
Taxes
$1,020

Home Price

$1,600,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$320,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,839.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,839.77 $1,020.00 $0.00 $9,859.77
Yearly $106,077.23 $12,240.00 $0.00 $118,317.23
Total $3,182,317.03 $367,200.00 $0.00 $3,549,517.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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