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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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56 Denny Dr , Santa Rosa Beach, FL 32459
$395,000
Est. Payment: $2,003.16/mo
3 Bed
2 Bath
1525 Sqft
Status: pending | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Quiet Coastal Living. 30A Convenience. Exceptional Value in Peach Creek. Locals know Peach Creek as one of Santa Rosa Beach's best-kept secrets a neighborhood that offers the perfect balance of peaceful residential living and effortless access to the coveted 30A lifestyle. Tucked alongside the protected Point Washington State Forest, 56 Denny Drive combines privacy, convenience, and exceptional value in one of the Emerald Coast's most desirable locations. Unlike many nearby beach communities, Peach Creek offers a true neighborhood atmosphere with low HOA dues, larger homesites, and the peace of mind that comes from a primarily residential community. Here, you'll enjoy the best of coastal living without the premium price tag, heavy tourist traffic, or the constant turnover often associated with vacation destinations. This beautifully maintained 3-bedroom, 2-bath home welcomes you with a bright, open floor plan designed for the way people live today. The spacious living room flows seamlessly into the kitchen and breakfast area, while the oversized formal dining room offers remarkable flexibility as a home office, playroom, media room, den, or additional living space to fit your needs. Thoughtful architectural details--including arched doorways, tray ceilings, and six-panel interior doors--add warmth and character throughout. The split-bedroom floor plan provides privacy for the spacious primary suite, complete with a soaking tub, separate shower, and generous walk-in closet Granite countertops, rich maple cabinetry, a pantry, laminate wood flooring, tile in the wet areas, and 2-inch blinds throughout create a timeless, low-maintenance interior. Pride of ownership is evident throughout, with numerous recent improvements including professionally installed landscaping (2024), a new privacy fence with dual gates (2024), new exterior French doors (2024), a new dishwasher (2023), and regularly scheduled HVAC maintenance. Vinyl hurricane window coverings are also included, making this truly move-in ready. Step outside to your private backyard retreat, where mature shade trees, lush landscaping, a producing fruit tree, and a spacious patio provide the perfect setting for entertaining, gardening, or simply relaxing after a day at the beach. What truly sets this home apart is its location. Situated just north of Highway 98, Peach Creek provides quick, convenient access to Scenic Highway 30A, Seagrove Beach, Grayton Beach, Seaside, and Panama City Beach, while grocery stores, restaurants, shopping, healthcare, and everyday conveniences are all just minutes away. Outdoor enthusiasts will appreciate nearby Peach Creek Bayou for kayaking and paddleboarding, as well as Point Washington Landing for easy boating access to Choctawhatchee Bay. Families are drawn to the neighborhood for its proximity to highly regarded Dune Lakes Elementary School and Emerald Coast Middle School, both less than five minutes away. Even during the busiest tourist season, Peach Creek's location allows residents to get where they need to go with ease--one of the many reasons locals consistently consider it among the area's most desirable residential communities. Whether you're searching for a primary residence, relocating to the Emerald Coast, or looking for a smart long-term investment, 56 Denny Drive offers an increasingly rare opportunity to enjoy the 30A lifestyle without the 30A price tag. Combining exceptional value, everyday convenience, and a welcoming neighborhood atmosphere, this move-in-ready home is perfectly positioned to enjoy everything that makes life along the Emerald Coast so special. Schedule your private showing today!

Highlights

Listed by Bridgett L Hall-Cotton , 850-381-7443 and Wade Cotton , 334-208-7628 A List Beach Realty LLC , 404-259-8333. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

Year Built

2011

County

Walton

Area

19 - Point Washington

Neighborhood

Peach Creek Ph 1

Listing ID

1009190

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Tray/Cofferd, Guest Quarters, Lighting Recessed, Pantry, Split Bedroom

Exterior Features

Lot:Level,Restrictions,See Remarks
Lot Dimensions:70 X 100
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Patio Open, Porch Open, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,003
Taxes
$242
HOA
$0

Home Price

$395,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,003.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,003.16 $241.87 $0.00 $2,245.02
Yearly $24,037.89 $2,902.38 $0.00 $26,940.27
Total $721,136.66 $87,071.40 $0.00 $808,208.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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