Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

65 Emma Grace Ln , Santa Rosa Beach, FL 32459
$629,000
Est. Payment: $3,190.17/mo
4 Bed
4 Bath
2880 Sqft
Status: active | Days on site: 14
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Motivated seller! Enjoy lakefront living in this spacious four-bedroom, three-and-a-half-bath home offering approximately 2,880 square feet, complete with a dedicated office, versatile upstairs loft, and two-car garage in the Paradise Cove community. The main level features an open-concept living area with a fireplace, a spacious kitchen with stainless steel appliances, granite countertops, white cabinetry, wood flooring, and crown molding throughout. The primary suite, private office with double-door entry, powder bath, and laundry room are all conveniently located on the first floor. Upstairs, the loft provides flexible space for a second living area, home office, media room, or hobbies, along with a guest bedroom featuring an en suite bath, two additional bedrooms, and a full bathroom. Outdoor living includes a screened porch overlooking the lake, a fenced backyard, outdoor shower, native Florida landscaping, and a paver driveway. Residents of Paradise Cove enjoy a community pool and sidewalks throughout the neighborhood. Ideally located just minutes from Scenic Highway 30A, the area's white-sand beaches, shopping, dining, and everyday conveniences, this home also offers easy access to US Highway 98 and is conveniently located near South Walton schools, including Emerald Coast Middle School. Its central location provides convenient access to Destin, Panama City Beach, Eglin Air Force Base, Hurlburt Field, and Tyndall Air Force Base, making travel the Emerald Coast simple and convenient.

Highlights

Listed by Joslyn Jacobs , 850-502-0562 Berkshire Hathaway HomeServices , 850-534-3006. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2016

County

Walton

Area

19 - Point Washington

Neighborhood

Paradise Cove

Listing ID

1008727

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Interior,Level,Restrictions,Within 1/2 Mile to Water,Lake
Lot Dimensions:55x110
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Shower, Porch Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$3,190
Taxes
$401
HOA
$0

Home Price

$629,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$125,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,190.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,190.17 $400.99 $0.00 $3,591.16
Yearly $38,282.03 $4,811.85 $0.00 $43,093.88
Total $1,148,460.96 $144,355.50 $0.00 $1,292,816.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services