Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

17 Lot 17b Osprey Ln , Santa Rosa Beach, FL 32459
$165,000
Est. Payment: $911.60/mo
0.43 Acres
Status: Active | Days on site: 7
Get Pre-Qualified
EEX9 - TEEXX11
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Discover an exceptional opportunity to own .40 acres of prime South Walton real estate, Located by the picturesque Choctawhatchee Bay. You have the flexibility to start building your dream home immediately with no HOA or build-out time limits. Approximately front 2/3 of property is flood zone X and there are no wetlands. For outdoor enthusiasts, Thomas Pilcher Park is only 1.4 miles away, featuring a boat ramp, fishing pier, three fishing platforms, picnic shelters, restrooms, and some of the most breathtaking sunsets you'll ever experience. Located approximately 5 miles from the renowned sugar-white sand beach accesses. Enjoy the convenience of being a mile away from the award-winning The Bay Restaurant and North Beach Social, where waterfront dining awaits. All information is deemed reliable and provided for informational purposes; buyers are encouraged to independently verify all details.

Highlights

Listed by The Bobby J Team , 850-865-7798 EXP Realty LLC , 850-213-4091. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.43

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Osprey Lane

Listing ID

1011635

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot:Level,Survey Available,Within 1/2 Mile to Water,Build To Suit
Lot Dimensions:70 x 290
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$912
Taxes
$78

Home Price

$165,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$33,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$911.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $911.60 $78.27 $0.00 $989.87
Yearly $10,939.21 $939.27 $0.00 $11,878.48
Total $328,176.44 $28,178.10 $0.00 $356,354.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

© 2026 Emerald Coast Multiple Listing Services