Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

68 Central 8th St , Santa Rosa Beach, FL 32459
$389,900
Est. Payment: $2,154.14/mo
3 Bed
2 Bath
1620 Sqft
0.14 Acres
Status: Pending | Days on site: 9
Get Pre-Qualified
EEX4 - TEEX41,E29278,e25090
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

$7,500 TOWARDS BUYER'S CLOSING COSTS! Experience the laid-back coastal lifestyle of Santa Rosa Beach from this charming 3-bedroom, 2-bath beach cottage, thoughtfully designed for both everyday living and enjoying all that the Emerald Coast has to offer. The inviting open-concept layout features stainless steel appliances, granite countertops, and LVP flooring throughout, creating a comfortable and cohesive living space. Step outside to the spacious, fully fenced backyard, offering privacy and an ideal setting for gathering with family and friends, enjoying an evening around the fire, or simply unwinding outdoors. A generous 10' x 10' storage shed provides convenient space for garden tools, beach gear, and other essentials. Perfectly positioned just 3 miles from multiple beach access points along 30A, this home places you close to the area's renowned beaches, local restaurants, shopping, parks, and outdoor recreation. Cessna Landing waterfront park and boat launch is half a mile away, providing easy access to even more opportunities to enjoy the natural beauty of the Emerald Coast. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this inviting beach cottage offers an exceptional opportunity to enjoy the Santa Rosa Beach lifestyle year-round.

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Steve E Philpot , 850-517-0284 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2020

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Old town of SRB

Listing ID

1010574

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Wooded
Lot Dimensions:50x125
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Yard Building, Deck Open, Porch
Sewer:Public Sewer
Principal Interest
$2,154
Taxes
$142

Home Price

$389,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,154.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,154.14 $142.00 $0.00 $2,296.14
Yearly $25,849.70 $1,703.98 $0.00 $27,553.68
Total $775,490.88 $51,119.40 $0.00 $826,610.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

© 2026 Emerald Coast Multiple Listing Services