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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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521 Old Beach Road # 2 , Santa Rosa Beach, FL 32459
$2,790,000
Est. Payment: $15,414.35/mo
4 Bed
3 Bath
2781 Sqft
0.15 Acres
Status: Pending | Days on site: 13
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EDRE - TEDRE4,TEDRE4
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Enjoy stunning Gulf views from this beach home in the private, gated community of Old Florida Beach. Just three houses from the sand, the property includes a main home with three bedrooms (each with its own bath), a bunk room, and a lookout tower with panoramic views. The open living, kitchen, and dining area is designed for gathering, while the landscaped backyard offers shaded space for relaxing outdoors. A detached garage features a one-bedroom carriage house with full kitchen. Old Florida Beach offers a private beach, heated community pool, Draper Lake dock, and three beach accesses. Perfect as a primary home or vacation rental.
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Highlights

Listed by Snelling Team , 850-830-2447 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.15

HOA Fee

Year Built

1993

County

Walton

Area

17 - 30A West

 Neighborhood

Old Florida Beach

Listing ID

1012591

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Dual Fuel, Wine Refrigerator, Water Heater - Tnkls

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water
Lot Dimensions:65' by 100'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Sprinkler System, Patio Open, Porch
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$15,414
Taxes
$1,328
HOA
$0

Home Price

$2,790,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$558,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,414.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,414.35 $1,327.95 $0.00 $16,742.30
Yearly $184,972.18 $15,935.43 $0.00 $200,907.61
Total $5,549,165.33 $478,062.90 $0.00 $6,027,228.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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