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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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86 S Lake Dr , Santa Rosa Beach, FL 32459
$2,695,000
Est. Payment: $14,889.49/mo
5 Bed
8 Bath
3598 Sqft
0.17 Acres
Status: Active | Days on site: 20
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Harrison Lilly Team
Owner/Operator

House Description

A newly constructed coastal retreat designed for elevated living along 30A. Positioned south of Scenic Highway 30A in the coveted Eastern Lake corridor, 86 S Lake Drive is a refined, contemporary coastal residence offered fully furnished. Thoughtfully planned across three levels, the home blends clean architectural lines with warm textures, generous outdoor living, and a private pool and spa, creating a setting equally suited for everyday comfort and memorable gatherings. Inside, the home's polished yet relaxed character unfolds through hardwood floors, curated tile selections, and a cohesive palette that feels fresh and modern. Five bedrooms, five full bathrooms, and three half bathrooms provide exceptional flexibility, including four private en-suites and a convenient first-floor bedroom offers added ease, while a third-floor bunkroom expands the home's sleeping accommodations. Two laundry rooms, one on the second floor and one on the third, add easy, everyday convenience for guests and beach days. At the heart of the home, the kitchen is designed for connection. A gas range supports both effortless entertaining and daily cooking, while dual refrigerators offer ample storage for longer visits. The kitchen opens seamlessly to the living and dining areas, creating one unified space for gathering. A dedicated game room with a wet bar provides an additional destination ideal for watching a game, hosting after-dinner conversation, or unwinding after a day along the Gulf. Outdoors, the in-ground pool and spa anchors a fenced backyard crafted for sun-filled afternoons and relaxed evenings. A dedicated exterior pool bathroom enhances convenience, allowing the outdoor area to function as its own living environment. Porches and balconies extend the coastal lifestyle, offering inviting spaces for morning coffee, quiet reading, or ending the day at a slower pace. The gated setting and generous parking further elevate the property an increasingly valuable feature along 30A. With no HOA, the home offers both freedom and flexibility. Built by Thor Construction and Design, the residence reflects a modern coastal sensibility throughout. Situated in Eastern Lake south of 30A, an area home to one of Walton County's rare coastal dune lakes, the home offers easy access to the Gulf of Mexico through nearby beach access points, along with dining, shopping, and the neighboring communities that define this stretch of the Florida Gulf Coast. Offered turnkey and fully furnished, 86 S Lake Drive brings together new construction, four private en-suites, two laundry rooms, a private pool and spa, a dedicated pool bathroom, a game room with wet bar, flexible guest accommodations, abundant parking, and short-term rental potential. Designed for both everyday enjoyment and time spent entertaining, this Eastern Lake residence presents a distinctive opportunity to experience coastal living south of Scenic Highway 30A.

Highlights

Listed by Hilary K Farnum-Fasth , 850-685-0171 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2026

County

Walton

Area

18 - 30A East

Neighborhood

No Recorded Subdivision

Listing ID

1010944

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:8
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:3
Appliances:Dishwasher, Freezer, Microwave, Refrigerator, Stove/Oven Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot Dimensions:49x150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Hurricane Shutters, Shower, Patio Open, Porch, Porch Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$14,889
Taxes
$291

Home Price

$2,695,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$539,000
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Monthly Price:
$14,889.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,889.49 $290.77 $0.00 $15,180.25
Yearly $178,673.84 $3,489.20 $0.00 $182,163.04
Total $5,360,215.25 $104,676.00 $0.00 $5,464,891.25

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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