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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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651 Old Ferry Rd , Santa Rosa Beach, FL 32459
$1,895,000
Est. Payment: $10,469.60/mo
3 Bed
2 Bath
2386 Sqft
2.31 Acres
Status: Active | Days on site: 34
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ENVB - TENVB4,E0250
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Rare 2.21-acre waterfront estate lot on Peach Creek with 175' of water frontage and a private dock with boat lift providing direct access to Choctawhatchee Bay. Tucked at the end of a quiet cul-de-sac and screened by mature pines and hardwoods, this property offers a level of privacy hard to find in South Walton. Nearly 2.5 unrestricted acres of deep-water creek frontage minutes from the bay is a rare offering this close to 30A - bring your vision and build your dream estate. A home and detached garage currently occupy the site. Just steps to nature, yet convenient to Santa Rosa Beach shopping, dining, and the beaches.
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Highlights

Listed by Blankenship Watkins Advisory Group , 850-805-6100 and Craig S Barrett , 850-243-0007 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
2.31

Year Built

2006

County

Walton

Area

19 - Point Washington

 Neighborhood

No Recorded Subdivision

Listing ID

1011118

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:176.6' x 550.7' x 610.8' (irreg.)
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$10,470
Taxes
$474

Home Price

$1,895,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$379,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,469.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,469.60 $473.77 $0.00 $10,943.37
Yearly $125,635.22 $5,685.24 $0.00 $131,320.46
Total $3,769,056.74 $170,557.20 $0.00 $3,939,613.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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