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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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632 N Church St , Santa Rosa Beach, FL 32459
$1,225,000
Est. Payment: $6,767.95/mo
10 Acres
Status: Active | Days on site: 347
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EREP - E2646
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to 632 North Church Street, a rare 10-acre property with privacy and serenity in the heart of Santa Rosa Beach in South Walton County. This land offers endless possibilities--whether you envision keeping the charming 3-bedroom, 2-bath farmhouse as a starter home or rental, building your dream estate surrounded by nature, or taking advantage of the acreage for land division and development. Lots of deer and other wildlife make this property truly unique. Opportunities like this are increasingly hard to find in such a prime location, where you can enjoy the quiet of wide-open space while still being minutes from the beaches, shopping, and dining along 30A. This land is priced $230,000 below the value on the recent appraisal.
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Highlights

Listed by Mary Anne Windes , 850-837-2211 Real Estate Professionals of Destin Inc , 850-837-2211. Emerald Coast Multiple Listing Services

Property Type

Vacant Land
Lot/Acreage
10

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

No Recorded Subdivision

Listing ID

1008450

Questions about this listing?

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Interior Features

Exterior Features

Lot:Cleared,Flood Insurance Req,Wetlands,Wooded
Lot Dimensions:330.59 X 1287.32
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$6,768
Taxes
$133

Home Price

$1,225,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$245,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,767.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,767.95 $132.89 $0.00 $6,900.83
Yearly $81,215.38 $1,594.63 $0.00 $82,810.01
Total $2,436,461.48 $47,838.90 $0.00 $2,484,300.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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