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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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632 N Church St , Santa Rosa Beach, FL 32459
$1,225,000
Est. Payment: $6,212.97/mo
3 Bed
2 Bath
1870 Sqft
Status: active | Days on site: 417
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Priced $230,000 below value on appraisal and located on 10 peaceful acres in Santa Rosa Beach in South Walton County, this 3 bedroom 2 bathroom 1,870 SF secluded rustic home set well back from the road built in 2020 features a custom cypress wood kitchen island, copper sink, French doors, sprawling house-length front porch, walk-in pantry, freestanding tub, dual-head walk-in shower, and spacious walk-in master closet. plus the 10-acre property has a pole barn, a chicken pen, and a fenced yard. Perfect for someone with pets or who loves animals as the surrounding deer and wildlife are plentiful. This location is private and serene yet only minutes from the Gulf of Mexico, restaurants, and all the amenities that Northwest Florida has to offer. SEE MORE...

Highlights

Listed by Mary Anne Windes , 850-837-2211 Real Estate Professionals of Destin Inc , 850-837-2211. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
10

Year Built

2020

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

No Recorded Subdivision

Listing ID

1008449

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Freezer, Microwave, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Laminate
Other:
  • Additional:Ceiling Vaulted, Fireplace, Kitchen Island, Washer/Dryer Hookup

Exterior Features

Lot:Survey Available,Wooded
Lot Dimensions:330.59 X 1287.32
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Porch, Porch Open, Fenced
Sewer:Public Sewer
Principal Interest
$6,213
Taxes
$130

Home Price

$1,225,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$245,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,212.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,212.97 $129.97 $0.00 $6,342.94
Yearly $74,555.63 $1,559.68 $0.00 $76,115.31
Total $2,236,668.79 $46,790.40 $0.00 $2,283,459.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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