Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

11 Bay Circle Dr , Santa Rosa Beach, FL 32459
$969,900
Est. Payment: $4,918.64/mo
5 Bed
4 Bath
4373 Sqft
Status: active | Days on site: 44
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Welcome to Lot 11 Bay Circle Drive in Santa Rosa Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. Discover the Elliott floor plan, a spacious two-story home designed for modern living, flexible entertaining, and everyday comfort. This beautifully appointed 5-bedroom, 4-bathroom home offers a thoughtful layout with the primary bedroom conveniently located on the main level, creating a private retreat with easy access to the heart of the home. Expansive windows fill the living spaces with natural light, enhancing the open, airy feel throughout the home. At the front of the home, just off the entry, an additional flex room provides the perfect space for a home office, formal dining room, study, or sitting area. The kitchen and bathrooms showcase elevated finishes, including quartz countertops, tile backsplash, matte black plumbing hardware, and durable EVP flooring throughout, for a cohesive look. Upstairs, four guest bedrooms provide comfortable accommodations for family or visitors, while a dedicated media room offers an ideal space for movie nights, gaming, or relaxing. The second-level landing overlooks the living room.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 DR Horton Realty of Emerald Coast LLC , 850-660-1701. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.28

Year Built

2026

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

No Recorded Subdivision

Listing ID

1007112

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smooth Stovetop Rnge, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Interior,See Remarks
Lot Dimensions:75X160
Zoning:Resid Single Family
Others:
  • Additional:Patio Covered
Sewer:Public Sewer
Principal Interest
$4,919
Taxes
$618

Home Price

$969,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$193,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,918.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,918.64 $618.31 $0.00 $5,536.95
Yearly $59,023.67 $7,419.74 $0.00 $66,443.40
Total $1,770,710.00 $222,592.05 $0.00 $1,993,302.05

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services