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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10 Bay Circle Dr , Santa Rosa Beach, FL 32459
$799,900
Est. Payment: $4,056.94/mo
5 Bed
3 Bath
3061 Sqft
Status: pending | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Lot 10 Bay Circle Drive in Santa Rosa Beach Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the McKenzie floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Mckenzie features a sprawling 3,061 square feet with five bedrooms and three full bathrooms. From the moment you enter this floor plan, you are met with spacious rooms and elegant features throughout the home. Off the front entry hall, is an appointed formal dining room with windows that flood this space with natural light. A large study is just across the hall that makes a perfect space for a library, home office, or formal sitting room. Continue through the foyer to the grand living area that is open and a kitchen that features a center island and pantry. There is a dedicated hall that leads from the kitchen to the formal dining room for easy dinner service and clean up. The living area has a trey ceiling which elevates this area and gives the feel of high ceilings. Off the living area you will find access to the primary bedroom that is tucked discreetly at the back of the home for privacy. The primary bedroom has trey ceilings, a spacious ensuite bathroom that holds the walk-in closet, a soak tub and separate shower

Highlights

Listed by Pamela K Hawkins , 850-641-7679 DR Horton Realty of Emerald Coast LLC , 850-660-1701. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

Year Built

2026

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

No Recorded Subdivision

Listing ID

1007145

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smooth Stovetop Rnge, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Interior,See Remarks
Lot Dimensions:75x160
Zoning:Resid Single Family
Others:
  • Additional:Patio Covered
Sewer:Public Sewer
Principal Interest
$4,057
Taxes
$510
HOA
$0

Home Price

$799,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,056.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,056.94 $509.94 $0.00 $4,566.88
Yearly $48,683.30 $6,119.24 $0.00 $54,802.54
Total $1,460,499.08 $183,577.05 $0.00 $1,644,076.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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