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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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27 Old Mill Rd , Santa Rosa Beach, FL 32459
$1,675,000
Est. Payment: $8,495.28/mo
5 Bed
4 Bath
2417 Sqft
Status: active | Days on site: 39
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This luxurious coastal retreat offers the perfect blend of elegance, comfort, and investment potential. Ideally located just a five-minute walk to beach access and the soon-to-be new golf cart parking area, this exceptional property, completely renovated in 2023, is being sold fully furnished with designer coastal décor. Step inside to discover crafted Ash hardwood floors, beautiful shiplap walls throughout all levels, premium finishes, and a thoughtfully designed open-concept floor plan with multiple gathering spaces--perfect as a primary residence, second home, or high-performing beach investment property. The stunning chef's kitchen features stainless steel appliances, tile backsplash, breakfast bar seating, and flows seamlessly into the spacious living and dining areas, opening onto a covered back porch for effortless indoor-outdoor living. The private, fully fenced backyard is being transformed into a true outdoor oasis with a new expansive deck and lounge area, bamboo privacy fencing, and a 6-person hot/cold tub, creating the ultimate space to relax and entertain after a day at the beach. The first-floor bedroom opens to a charming screened front porch with flickering gas lights and a spacious swing, while the second-floor primary suite is a luxurious retreat complete with a private balcony featuring dual bed swings, two walk-in closets, double vanities, soaking tub, and separate glass shower. With NO HOA restrictions, every detail of this extraordinary beach town abode has been carefully curated to deliver the ultimate coastal lifestyle experience.

Highlights

Listed by Sherry Smith , 615-400-6985 SimpliHOM , 850-714-4733. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2006

County

Walton

Area

12 - Walton County

Neighborhood

[No Recorded Subdiv]

Listing ID

790668

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:50x100
Zoning:County
Roof:Metal
Others:
  • Additional:Covered Patio, Fire Pit, Outdoor Shower, Porch
Sewer:Public Sewer
Principal Interest
$8,495
Taxes
$992

Home Price

$1,675,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$335,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,495.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,495.28 $991.83 $0.00 $9,487.12
Yearly $101,943.41 $11,902.00 $0.00 $113,845.41
Total $3,058,302.23 $357,060.00 $0.00 $3,415,362.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS