Builder says move it - now offering up to $10,000 toward allowable buyer closing costs and/or an interest-rate buydown! This new Florida cottage in Santa Rosa Beach built by an experienced local builder focused on clean execution and low-maintenance living - so you can skip the project list and go straight to enjoying why you moved here in the first place. Built in 2024, this 3-bedroom, 2.5-bath home offers 1,372 square feet of well-planned space with an open layout that actually makes sense - no wasted corners, no awkward transitions. The kitchen keeps it modern and sharp with white shaker cabinetry, quartz countertops, stainless appliances, and a classic subway tile backsplash. Durable luxury vinyl plank flooring runs throughout, because real life happens and floors should be able to handle it - even if you're still sweeping up sand from your beach days. The primary suite features a double vanity, large format tile, and a walk-in shower with glass enclosure, finished in a style that feels current without trying too hard. Secondary spaces follow the same theme - clean, bright, and ready for whatever direction the first owner takes. Out front, a covered porch gives you just enough space to sit, sip your coffee, and pretend you're going to start a morning routine. The lot is low-maintenance, which means more time at the beach and less time negotiating with your weeds. No HOA. Read that again. Fewer rules, fewer surprises, and more flexibility to use the property in a way that fits your lifestyle. Short-term rentals are allowed, offering flexibility for primary living, second home use, or investment potential. Ample parking space and only 1.5 miles to the beach. Located in Santa Rosa Beach with convenient access to everyday essentials, dining, and the reasons people move here in the first place. This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package may include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.