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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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655 Flatwoods Forest Loop , Santa Rosa Beach, FL 32459
$1,190,000
Est. Payment: $6,574.58/mo
4 Bed
4 Bath
2200 Sqft
Status: Active | Days on site: 28
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Harrison Lilly Team
Owner/Operator

House Description

Six-seater golf cart included in the sale! Rare and refreshing: this two-story NatureWalk home has spent most of its life as a second home--lightly and selectively rented and lovingly cared for the majority of the year. Downstairs, you'll find the first of two primary suites, tucked into a quiet corner of the home with a private bath, walk-in shower, and trayed ceiling. The main living space is open-plan, blending the living room, kitchen with bar seating, and dining room. Upstairs, the second primary suite features a trayed ceiling, a large walk-in closet, an ensuite bath with dual vanities, and a large walk-in shower. One additional guest room has direct access to its own bath, which also opens to the hallway for shared use by the second guest room across the hall. The second room has been used as the current owner's private office and has never been opened to renters. With 10-foot ceilings on both levels, the home feels airy and spacious throughout, and yet the outdoor living makes the home live twice as large. There are three outdoor spaces in all, two of them add 528 square feet of additional living space. The downstairs covered porch is a favorite for outdoor dining while upstairs is perfect for coffee and nightly chats. The rear porch leads to an outdoor shower and a large temperature-controlled storage closet, a true treat for stashing beach gear between 30A trips. Throughout the home, the current owners have invested in the details you might not notice in photos but will appreciate every day: refinished hardwoods downstairs, a new gas cooktop range, a new refrigerator, two newer air conditioning units, whole-home HVAC UV filtration, a recently painted exterior, and so much more. The location doesn't hurt either as NatureWalk sits adjacent to WaterColor, with scenic roads and pathways leading straight into Seaside for shopping, dining, and entertainment, all within a neighborhood quietly surrounded by Point Washington State Forest. Residents cross into the community over one of the longest pile-supported, wooden bridges in the United States, entering a peaceful setting that blends full-time residents, second homeowners, and vacation rentals into one welcoming atmosphere. NatureWalk's private Gathering Place features a shallow-entry pool, heated lap pool, kiddie pool, hot tub, gas grills, fire pit, kitchenette, and playground. You will also find a gated multi-use court for pickleball or half-court basketball. NatureWalk also fully embraces its setting with direct access to outdoor fitness stations and multiple hiking and biking trails. Finally, residents enjoy Gulf access via the Lily Lane beach trail that leads to the San Juan Beach Access and is nearby the larger regional Santa Clara Beach Access. Seagrove Beach has more public beach access points than any other community on 30A. Vacation rentals in the community have a 6-night minimum stay.

Highlights

Listed by Michele Bailey , 850-586-1382 and Nicole A Webb , 630-202-3514 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2014

County

Walton

Area

18 - 30A East

Neighborhood

Naturewalk At Seagrove

Listing ID

1011429

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Dual Fuel, Washer, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Restrictions,Survey Available
Lot Dimensions:41' x 90' x 33' x 90
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Shower, Porch
Sewer:Public Sewer

Open House

Upcoming Open Houses
Friday 12:30 pm - 2:30 pm Oct 9
Principal Interest
$6,575
Taxes
$826
HOA
$0

Home Price

$1,190,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$238,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,574.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,574.58 $825.58 $0.00 $7,400.16
Yearly $78,894.94 $9,906.92 $0.00 $88,801.86
Total $2,366,848.29 $297,207.60 $0.00 $2,664,055.89

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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