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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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76 Mosaic Oaks Cir , Santa Rosa Beach, FL 32459
$414,900
Est. Payment: $2,104.29/mo
3 Bed
3 Bath
1874 Sqft
Status: sold | Days on site: 108
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS! ***VA Loan Assumable Interest Rate 3.125%*** Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar-white beaches and turquoise waters of 30A. This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable. Inside, the home feels bright and inviting with fresh interior paint, brand-new carpet upstairs, and an open-concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or ho
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Highlights

Listed by Olivier H Monod Ducimetiere , 850-653-3333 Anchor Realty Florida , 850-653-3333. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

Year Built

2013

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Mosaic Oaks

Listing ID

996680

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Microwave, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:43x87x43x85
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,104
Taxes
$264
HOA
$0

Home Price

$414,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$82,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,104.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,104.29 $264.50 $0.00 $2,368.79
Yearly $25,251.53 $3,173.99 $0.00 $28,425.52
Total $757,546.03 $95,219.55 $0.00 $852,765.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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